Alchemy Pay (ACH) Research Report

Alchemy Pay's Positioning and Significance

In 2018, the Alchemy Pay team established Alchemy Pay (ACH), aiming to solve the challenge of seamlessly connecting fiat currency and cryptocurrency economies globally.

As a leading adaptive encrypted payment infrastructure and decentralized digital currency payment solution provider in the Asia Pacific region, Alchemy Pay plays a crucial role in the payment and financial services sector by enabling both online and offline merchants to accept cryptocurrency and fiat currency payments with ease.

As of 2025, Alchemy Pay has become a significant player in the crypto payment ecosystem, serving over 2 million merchants across 70+ countries with 300+ payment channels. The project maintains an active developer community and continues to expand its integration capabilities.

This report provides an in-depth analysis of its business model, market performance, and strategic positioning.

Origins and Development History

Founding Background

Alchemy Pay was established in 2018 in Singapore with the mission to address the barriers between traditional financial systems and cryptocurrency adoption. The project emerged during a period of growing blockchain innovation, targeting the need for seamless, fast, and secure payment solutions that bridge fiat and crypto economies.

By developing a hybrid payment infrastructure, Alchemy Pay aimed to make blockchain ecosystem onboarding simpler and more accessible, while enabling Web3 services to reach mainstream users and merchants globally.

Strategic Partnerships and Growth

Alchemy Pay has established significant partnerships with industry leaders to expand its reach:

• Collaboration with major payment processors and e-commerce platforms to integrate cryptocurrency payment options
• Partnerships with Shopify, NIUM, and QF Pay to expand merchant access
• Integration across 200+ million merchant touchpoints
• Expansion to 70+ countries with a sophisticated multi-channel payment infrastructure

How Alchemy Pay Works?

Hybrid Payment Infrastructure

Alchemy Pay operates as an adaptive payment solution that combines centralized and decentralized elements. It provides merchants and consumers with the ability to transact in both cryptocurrency and traditional fiat currencies through a unified platform, eliminating conversion friction and accessibility barriers.

Aggregated Payment Channels

The platform aggregates multiple payment channels across different jurisdictions and payment methods, allowing users to:

• Accept cryptocurrency payments directly
• Convert between crypto and fiat seamlessly
• Access payment services in over 70 countries
• Integrate with existing e-commerce and point-of-sale systems

Decentralized Trust System

Alchemy Pay is developing Alchemy Decentralized Payment System 2.0 (ADPS 2.0), which integrates:

• DeFi aggregation capabilities for optimized financial services
• Alchemy Trust System to establish trusted authentication channels between centralized and decentralized finance
• Enhanced security and transparency through blockchain technology

Token Economics (ACH)

ACH is an ERC-20 token issued on the Ethereum blockchain, with availability across multiple networks including the Binance Smart Chain (BSC).

• Total Supply: 10 billion ACH tokens
• Current Circulating Supply: ~4.94 billion ACH (49.44% circulating)
• Use Cases:
  • Ecosystem incentives and rewards
  • System access and consumption
  • Governance participation
  • Staking rewards for network participation

According to tokenomics, 51% of ACH supply will be distributed through continuous payment and financial ecological activities following ADPS 2.0 launch, aligning token distribution with platform usage and growth.

Security and Access

Alchemy Pay leverages blockchain technology to provide:

• Transparent transaction verification across distributed networks
• Cryptographic security for transaction integrity
• Decentralized access control removing single points of failure
• Multi-chain support ensuring broad compatibility and redundancy

Market Performance

Current Market Metrics (As of December 19, 2025)

Price Performance

Historical Price Levels

• All-Time High: $0.198666 (August 7, 2021)
• All-Time Low: $0.00135537 (July 21, 2021)
• Current Distance from ATH: ~96.19% decline
• Holder Count: 37,423 unique addresses

Ecosystem and Network Status

Alchemy Pay maintains a robust operational ecosystem:

• 37+ exchange listings providing multiple trading venues
• Dual blockchain deployment on Ethereum and BSC for network flexibility
• Active merchant network spanning multiple continents
• 300+ integrated payment channels enabling diverse transaction methods

Conclusion

Alchemy Pay addresses a critical gap in the cryptocurrency economy by providing real-world payment infrastructure that connects merchants and consumers to both fiat and crypto assets. Through its expanding network of partnerships, merchant integrations, and technological development roadmap (ADPS 2.0), the project continues to position itself as a key enabler of mainstream cryptocurrency adoption.

The ACH token serves as both an incentive mechanism and governance tool within the ecosystem, with future distribution tied to actual platform usage and activity metrics. As the project evolves toward its second-generation protocol, Alchemy Pay's potential to facilitate seamless payment experiences across 70+ countries positions it as a significant player in the emerging Web3 payment infrastructure landscape.

For those interested in trading ACH, the token is available on major platforms including Gate.com and other leading cryptocurrency exchanges.

Alchemy Pay's Market Performance

Overview

Alchemy Pay (ACH) is a payment solution provider founded in Singapore in 2018, specializing in seamlessly connecting fiat and cryptocurrency economies for global consumers, merchants, developers, and institutions. The project has established touchpoints with over 2 million merchants across more than 70 countries, operating 300+ payment channels worldwide.

Circulation Overview

As of December 19, 2025, Alchemy Pay has a circulating supply of 4,943,691,067.15 ACH tokens, representing approximately 49.44% of the total supply. The total supply is fixed at 10,000,000,000 ACH tokens, with a maximum supply cap of 10 billion tokens.

ACH is a native ERC-20 token deployed on the Ethereum blockchain. According to the project specifications, 51% of tokens will be distributed through continuous payment and financial ecological behavior following the launch of ADPS 2.0 (the second-generation decentralized payment system).

Price Volatility

Alchemy Pay reached its all-time high of $0.198666 on August 7, 2021, during a period of broad cryptocurrency market expansion and increased institutional interest in payment infrastructure solutions.

The token's all-time low of $0.00135537 occurred on July 21, 2021, reflecting early market volatility and initial price discovery phases.

As of December 19, 2025, ACH is trading at $0.00758, representing a 73.66% decline over the past year. Recent price movements show:

• 1-hour change: -0.38%
• 24-hour change: -5.42%
• 7-day change: -13.45%
• 30-day change: -27.83%

These significant long-term losses reflect broader market dynamics, regulatory challenges in the payment sector, and competitive pressures within the cryptocurrency payment infrastructure space.

View current ACH market price on Gate.com

Market Metrics

Market Capitalization

• Market Cap: $37,473,178.29
• Fully Diluted Valuation (FDV): $75,800,000
• Market Cap to FDV Ratio: 49.44%
• Market Dominance: 0.0024%

Trading Activity

• 24-Hour Trading Volume: $241,310.93
• 24-Hour High: $0.008184
• 24-Hour Low: $0.00746
• Number of Exchanges Listed: 37
• Active Token Holders: 37,423

Token Distribution

The token is deployed across multiple blockchain networks:

• Ethereum (ETH): Contract address 0xed04915c23f00a313a544955524eb7dbd823143d
• Binance Smart Chain (BSC): Contract address 0xBc7d6B50616989655AfD682fb42743507003056D

This multi-chain deployment strategy enables broader accessibility and integration within various blockchain ecosystems and payment protocols.

Alchemy Pay (ACH) Ecosystem Applications and Strategic Partnerships

Core Use Cases

Alchemy Pay's ecosystem supports multiple applications across payment and financial infrastructure:

• Payment Solutions: Alchemy Pay provides seamless fiat-to-crypto and crypto-to-fiat payment gateways, enabling fast, secure, and convenient aggregated digital currency and legal currency payment technology solutions for over 2 million online and offline merchants globally.

• Web3 Accessibility: The platform makes blockchain ecosystem entry easier and simpler while ensuring Web3 services remain highly accessible to consumers, merchants, developers, and institutions worldwide.

Strategic Partnerships

Alchemy Pay has established collaborations with industry leaders including Shopify, NIUM, and QF Pay, significantly enhancing its market reach and technical capabilities. Through these strategic partnerships, Alchemy Pay has established touchpoints with over 2 million merchants and currently operates across 70+ countries with 300+ payment channels, positioning itself as a leading decentralized digital currency payment solution provider in the Asia Pacific region.

These partnerships provide a robust foundation for ecosystem expansion and market penetration.

Market Performance and Current Status

Price Dynamics

As of December 19, 2025, Alchemy Pay is trading at $0.00758, reflecting significant market volatility:

All-Time High (ATH): $0.198666 (August 7, 2021)
All-Time Low (ATL): $0.00135537 (July 21, 2021)

Market Capitalization and Supply

• Total Market Cap: $75,799,999.99
• Circulating Market Cap: $37,473,178.29
• Circulating Supply: 4,943,691,067.15 ACH (49.44% of total)
• Total Supply: 9,999,999,999.99 ACH
• Maximum Supply: 10,000,000,000 ACH
• Market Dominance: 0.0024%
• 24-Hour Trading Volume: $241,310.93
• Number of Holders: 37,423
• Exchange Listings: 37 exchanges

Token Economics

ACH is a native ERC-20 token on the Ethereum blockchain and is also available on the Binance Smart Chain (BSC). The token serves multiple functions within the Alchemy Pay ecosystem:

• Ecosystem Incentivization: Stimulating participation and growth
• System Access: Enabling transaction and service consumption
• Governance: Allowing token holders to participate in protocol decisions

According to the project vision, 51% of ACH tokens will be allocated through continuous payment and financial ecological behavior following the launch of ADPS 2.0 (Alchemy Decentralized Payment System 2.0).

Future Development

Alchemy Pay is committed to launching its second-generation decentralized payment system (ADPS 2.0), which will integrate DeFi aggregation and the Alchemy Trust System. This advancement aims to bridge centralized and decentralized authentication channels, further strengthening the platform's capabilities as a hybrid payment solution.

How to Engage with Alchemy Pay

1. Trading: Purchase ACH on Gate.com and other supported exchanges listed on the platform.

2. Token Contracts: Verify token authenticity through official contract addresses:

   • Ethereum: 0xed04915c23f00a313a544955524eb7dbd823143d
   • Binance Smart Chain: 0xBc7d6B50616989655AfD682fb42743507003056D

3. Official Channels:

   • Website: https://alchemypay.org/
   • X (Twitter): @AlchemyPay
   • Facebook: Alchemy GPS

4. Block Explorers:

   • Ethereum: View on Etherscan
   • BSC: View on BSCScan

Summary

Alchemy Pay represents a significant innovation in payment infrastructure, bridging the gap between traditional fiat currencies and cryptocurrencies through its comprehensive payment solutions. With operations spanning 70+ countries and partnerships with leading industry players, ACH demonstrates strong market positioning within the Web3 payment ecosystem.

The platform's focus on accessibility, merchant adoption, and seamless fiat-to-crypto integration positions it uniquely in the market. While the token has experienced considerable price volatility since its 2021 peak, the underlying business model centered on payment processing and financial accessibility continues to gain traction globally.

Whether you are exploring cryptocurrency payments or evaluating investment opportunities in blockchain-based payment solutions, Alchemy Pay merits consideration as part of a comprehensive market analysis.

FAQ

What is an ACH payment?

An ACH payment is an electronic transfer between bank accounts via the Automated Clearing House network. It enables paperless, direct transfers as either debits or credits between financial institutions.

Is ACH the same as routing and account number?

No, ACH is not the same as routing and account number. The ACH routing number is a nine-digit code identifying your bank, while the account number identifies your specific account within that bank.

Is Zelle an ACH transfer?

Yes, Zelle is an ACH transfer. It uses the ACH network to facilitate peer-to-peer payments between bank accounts. Zelle transfers are typically faster and cheaper than wire transfers.

Is ACH the same as direct deposit?

No, ACH and direct deposit are not the same. ACH is a broader electronic payment system that handles both credits and debits, while direct deposit is a specific type of ACH credit payment used for salary and benefit transfers.