GUSD: A New On-Chain Dollar Note Backed by RWA and Ecosystem Utility

GUSD: More Than Just a Stablecoin

In the crypto industry, stablecoins are often regarded as tools for payments and hedging. Gate’s GUSD, however, charts a new course—rather than basing its value solely on U.S. dollar reserves, GUSD incorporates real-world assets (RWAs) like U.S. Treasury bills directly on-chain. It’s designed as a tokenized dollar asset that guarantees price stability while also linking yields to holding duration and interest, providing users with a redemption experience similar to receiving interest at maturity in traditional finance.

Two Simple Ways to Get Started

Gate offers intuitive entry points for users with varied needs:

• Spot Conversion: Instantly swap USDT for GUSD on the spot market for a quick start.
• On-Chain Minting: Investors with USDT or USDC can mint GUSD at a 1:1 ratio for added flexibility.

After minting, GUSD can be used for trading, margin requirements, or as part of asset allocation strategies. This unlocks a range of diversified use cases.

Tokenized Yield With One-Time Settlement

GUSD’s returns are generated by underlying RWAs (such as U.S. Treasuries). Unlike typical products that accrue daily interest, GUSD settles profits in a lump sum at redemption. For instance:

• If an investor mints GUSD equivalent to 100 USDT and accumulates a 20% yield during the holding period, they receive 120 USDC upon redemption.

This approach makes GUSD behave more like an on-chain dollar bond rather than just a payment solution. Additionally, Gate’s flexible savings feature allows users to earn returns at any time on idle funds.

Staking & Ecosystem Incentives

Gate has established a staking pool to broaden GUSD’s utility. Participants earn base interest while sharing token rewards. According to official data, annualized yields can reach up to 365%. Looking ahead, GUSD will be deeply integrated with services such as Lending, Launchpool, and CandyDrop. This will deliver stable returns alongside community-driven incentives.

How GUSD Differs From Traditional Stablecoins

Most traditional stablecoins focus only on payments and transfers. GUSD expands on these functions by offering:

• Time-Based Returns: Longer holding periods yield higher returns
• On-Chain Note Features: Mimics the investment experience of fixed-income bonds
• Multi-Scenario Utility: Supports trading, wealth management, and community incentives

These differentiators make GUSD a distinct product in the stablecoin space.

Liquidity and Transparency Guarantees

Gate targets a market cap of over $100 million for GUSD and commits to ongoing disclosure of reserve proofs and custodial details to ensure 100% asset backing. You can redeem GUSD for USDC at any time and convert it to USDT or other tokens without restrictions, lowering the barrier to use.

GUSD vs. Other RWA Products: Key Advantages

GUSD distinguishes itself through several notable features:

• Dual-Token Minting: Supports both USDT and USDC for added flexibility
• Comprehensive Application: Enables trading, margin, wealth management, and staking in one ecosystem
• Ecosystem Integration: Compatible with Gate’s CandyDrop, Launchpool, and other campaigns for additional sources of yield

Risk Disclosure

This material is not an offer, solicitation, or investment advice. Please thoroughly assess risks and consult professional advisors before investing. Gate may restrict or prohibit service in certain regions—see the User Agreement for details.

User Agreement: https://www.gate.com/legal/user-agreement

Conclusion

GUSD is far more than a typical stablecoin—it’s a next-generation asset solution that seamlessly blends traditional financial note mechanics with on-chain liquidity. From minting and holding to staking and redemption, as well as ecosystem integration, GUSD is poised to become a cornerstone of on-chain dollar management. It will drive the adoption of RWAs across the Web3 landscape.