Ripple Joins ISO 20022 Standards Body, Strengthening XRP's Role in Global Payments

Cross-border payments have struggled with inefficiencies for years — fragmented systems, lack of transparency, and steep costs. Ripple is now positioning itself as part of the solution by joining the ISO 20022 Standards Body as its first member focused on Distributed Ledger Technology. This isn't just a technical milestone; it's a strategic move that could reshape how XRP fits into the global financial landscape.

Ripple and ISO 20022: Building Global Payment Infrastructure

Through RippleNet, the company can now offer regulated financial institutions faster, more transparent, and cost-effective remittance solutions. Partnerships with major players like Santander, MUFG, and SBI Remit add weight to this strategic positioning.

Chart Analysis: XRP's Technical Setup

The chart shows XRP consolidating after previous rallies, hinting at preparation for its next move. Support has held around the $0.50–$0.70 range, historically a zone of accumulation. Resistance is forming above $1.20, where momentum could pick up if institutional adoption news continues. Volume patterns suggest traders are anticipating Ripple's growing role in regulated finance. This technical backdrop aligns with the ISO 20022 development, potentially helping XRP shift from a speculative token to a payments utility.

Why This Matters

Ripple's ISO 20022 membership bridges blockchain with traditional finance in a formal, standardized way. Banks gain compliant access to digital infrastructure. Businesses and consumers benefit from faster, cheaper international transfers. For XRP holders, it strengthens the token's legitimacy as a practical tool in global finance rather than just a trading asset. This integration validates XRP's long-term value beyond speculation.