Licenses are truly the golden ticket for integrating with traditional finance. OCC approval basically means compliance is no longer a problem.
Stablecoins are transitioning from the gray zone to legitimacy. It feels like we're one step closer to real mass adoption.
To be honest, what I'm more concerned about is whether USD1 will actually remain stable after this passes. I hope there aren't any surprises down the road.
Institutions are rushing in, and it's becoming increasingly clear that retail investors are being sidelined.
If this really happens, the entire industry's credit system could be reconstructed. Just thinking about it is kind of exciting.
It's the same old playbook—just using licenses as endorsements.
At the end of the day, stablecoins are all about the money talking.
Why does it feel increasingly like traditional finance? Is this really the Web3 we wanted?
Compliance is good, but let's not over-regulate. We're losing the original vision.
If this actually gets approved, won't we see a flood of copycat applications?
最近有個有趣的動向——World Liberty Financial旗下的World Liberty Trust在1月7日向美國貨幣監理署（OCC）提交了de novo申請，目標是拿到美國國家級信託銀行牌照。
為啥要這麼做？說白了，就是想為自家的USD1美元穩定幣爭取直接發行和託管的資格。聽起來挺專業的，但核心邏輯其實不複雜：有了牌照，就能在法律框架內穩定運營。
按計劃，如果申請通過，這家信託銀行會逐步開展加密資產託管和穩定幣兌換業務，主要面向機構客戶。這意味著穩定幣的應用場景還在不斷拓展，從散戶交易到機構級別的資產管理，生態在慢慢成熟。
從行業角度看，這反映了加密金融向更規範化方向發展的趨勢——合規運營、機構參與、官方認可，這些都在逐步成為行業新常態。