At a recent blockchain seminar held in Wyoming, a senior financial expert put forward a thought-provoking point. She pointed out that the difference in settlement speed between the traditional financial system and blockchain technology could lead to serious liquidity issues in the future.

The expert emphasized that the operational mechanisms of the traditional financial system include some fault-tolerant designs, which make it impossible for the system to achieve real-time updates. In contrast, everything in the blockchain and cryptocurrency space is conducted in real-time, and this fundamental difference may pose severe challenges to large financial institutions during market downturns.

Experts say that although some are optimistic about the market outlook, based on her nearly ten years of industry experience, cyclical fluctuations in the market are inevitable. She particularly warns that when the next bear market arrives, this systemic difference could become a significant risk point.

This viewpoint has sparked widespread discussion among the participants. Many believe that as traditional financial institutions increasingly enter the cryptocurrency market, how to reconcile the differences between these two systems will become a pressing issue to address. Some experts suggest that financial institutions should prepare in advance and formulate response strategies to mitigate potential liquidity risks.

Overall, the discussions in this seminar highlighted the opportunities and challenges brought by fintech innovation. How to fully utilize the advantages of new technologies while maintaining financial stability will be an important issue that financial regulators and market participants need to address together.