The market is fluctuating wildly, and many people have begun to doubt their lives. But did you know? While retail investors are anxious about a few points of fluctuation, the traditional financial giants on Wall Street are quietly opening the floodgates.

The recent signals have become quite clear. Vanguard, a traditional fund that previously ignored crypto assets, is now starting to expand access to crypto ETFs; Merrill Lynch is also adjusting its strategy; Charles Schwab has gone so far as to announce that it will open Bitcoin trading in the first half of 2026. What lies behind these moves?

The answer is actually simple and straightforward—money. These institutions have a capital pool of 30 trillion USD behind them. Even if they only allocate 0.25% to the crypto market, that would still be a massive amount of 75 billion USD. And this time window is basically locked in for the next 12 to 24 months.

The current state of the market, which is neither too hot nor too cold, might just be the accumulation phase. When these hundreds of billions of real money flood in, the supply and demand relationship will be rewritten in an instant. By that time, do you think you will still be able to pick up chips at the current price level?

So now this fluctuation, is it a risk or an opportunity? It depends on how you understand it. If institutions are positioning themselves, the logic of retail investors panic selling may need to be re-evaluated. The market never waits for those who hesitate.