As long as you seize one or two opportunities, it's quite easy to go from nothing to A7.

But you'll find that moving from A7 to A8 is extremely difficult. Most people will fall back from A7 to A6, A5, or even go into debt.

This is because ordinary people are extremely savvy with small amounts of money, but become very confused when it comes to "asset-type" large sums.

They'll meticulously plan how to spend 100 yuan, compare prices when spending 1,000 yuan, but when the amount reaches the million level, the brain's decision-making system often "malfunctions."

Someone added me today and said they only know about BTC and ETH and don't know what else to buy.

They asked me, but I couldn't give an answer either.

If you give me 1,000U, I might go for meme coins. If you give me 10,000U, I might try leveraged trading. But if you give me 100,000U, my decision-making just breaks down.

It's like in real life—if you give me 1 million, for the sake of stability, I'd probably end up buying a house.

But by buying a house, my wealth doesn't increase; I'm just converting cash into assets like a house or a car—and these are actually liabilities.