A recurring interesting topic in the community is: Did those early crypto players really see some crazy prophecy of "50 years and $1 million" and jump in with a clenched jaw? Every time this topic comes up, the comments are full of jokes — but looking back now, many of those predictions once considered jokes are already on their way. That’s why so many later entrants are kicking themselves.

This kind of anxiety is especially painful. On one side is FOMO — the fear of missing out on the next wave of gains; on the other side is the fear of buying at a high. Many people's choice is "I'll wait a bit longer, and when the pullback feels comfortable, I'll get in." It sounds reasonable, but the question is — will that comfortable pullback really come? And even if it does, can you catch it?

I’ve noticed many people fall into a misconception: thinking there’s only one way to accumulate wealth — "buy at the bottom and hold forever." But reality isn’t that simple. While waiting for that potentially never-come ideal price, your funds are actually bearing huge opportunity costs. Time is passing, and the market is fluctuating.

Have you considered another possibility? Instead of obsessing over the buy-in price, why not make your existing assets — whether fiat or cryptocurrencies — work efficiently in any market environment and keep appreciating? This way, you can accumulate more chips to participate in the next opportunity, rather than being locked in the anxiety of "waiting for the perfect moment."

When everyone is debating whether Bitcoin will break 100,000 or surge to 1,000,000, smart people are already thinking about how to keep their money from being idle. This shift in mindset can often break the typical investment dilemma.