2025-12-25 05:44:50

Regarding financial freedom, many people overcomplicate it.

In simple terms, it's all about one thing—making the income generated by assets cover daily expenses.

The implementation is also straightforward:

**First path**, do addition. Improve earning ability, expand income sources. Whether it's increasing income from your main job, developing side businesses, or earning passive income through investments, the goal is to get money in as quickly and as much as possible.

**Second path**, do subtraction. Control desires, reduce living costs. Spend on what needs to be spent on, and don't spend on what shouldn't be. This is much easier than it sounds—many people's wealth accumulation stalls because they get stuck here.

Both paths need to be taken; relying on just one can easily lead to bottlenecks. Increasing income gives you opportunities, reducing expenses stabilizes you. Combining methods like crypto asset allocation, periodic reinvestment, and others can truly break through the financial ceiling.

Money itself isn't mysterious; the principles are simply this straightforward.

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PaperHandSister

· 2h ago

Subtraction is the hardest step; frankly, it's a battle with your own desires.

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SoliditySurvivor

· 2h ago

You're right, cutting expenses really traps a large number of people. There are more people wanting to make quick money, but few can truly control their desires. I've been adjusting my crypto allocations all along, but it mainly depends on one's risk tolerance.

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ForkTrooper

· 2h ago

Cutting expenses really traps most people; making money is easy, but controlling spending is hard --- Exactly, just two things, too lazy to complicate it --- I've already tried the crypto asset allocation, just waiting to see how to stabilize reinvestment --- The key is to walk on two legs; relying on only one really has a low ceiling --- Controlling desires is the hardest part; once you have some income, you want to splurge --- Assets generate income to cover expenses, sounds simple but it's not that easy to do --- I've never done well with the subtraction path; instead, I keep messing around with addition --- Financial freedom, in simple terms, is a cash flow game; don't overthink it

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GweiTooHigh

· 2h ago

That's right, but the subtraction step really stumped a lot of people, including myself.

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ChainSherlockGirl

· 3h ago

It sounds nice, but in reality, very few people can successfully do both addition and subtraction at the same time. Based on my analysis, most retail investors either go all-in with reckless addition and end up bankrupt, or cut back so much that they become depressed. The crypto configuration part is even more outrageous—so many follow the trend and go all-in, only to get trapped at the top.

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