What is the most expensive money in the world? 20 premium coins to explore in 2025

Discovering which is the most expensive money in the world goes beyond common sense. While many believe that the dollar, euro, and pound dominate the top, the reality is quite different. There are currencies much more valued in the international market, and some of them present excellent investment opportunities for those seeking to diversify their portfolio in 2025.

The truth is that investing in foreign currencies has become a trend among Brazilians concerned with protecting their assets from inflation and exchange rate fluctuations. While B3 offers access to the dollar for diversification, knowing global alternatives amplifies profitability possibilities.

The ranking of the 20 most premium currencies in the world

Based on average quotes and updated economic indicators, here is the complete overview:

Top of the pyramid - The top 10:

1. Kuwaiti Dinar (KWD) - 1 KWD = 3.30 USD Robust oil reserves and strict fiscal management keep this currency on top. It is, undoubtedly, the most expensive money in the world currently.

2. Bahraini Dinar (BHD) - 1 BHD = 2.72 USD A diversified financial sector consolidates its strength in the foreign exchange market.

3. Omani Rial (OMR) - 1 OMR = 2.65 USD Investments in renewable energy and political stability attract international capital.

4. Jordanian Dinar (JOD) - 1 JOD = 1.52 USD Strategic geopolitical alliances strengthen its regional position.

5. British Pound (GBP) - 1 GBP = 1.35 USD Post-Brexit recovery and technological development boost global demand.

6. Gibraltar Pound (GIP) - 1 GIP = 1.34 USD Linked to GBP, it benefits from tourism flows and financial services.

7. Cayman Islands Dollar (KYD) - 1 KYD = 1.25 USD Flexible regulatory framework attracts institutional investments.

8. Swiss Franc (CHF) - 1 CHF = 1.12 USD Safe haven during periods of global geopolitical instability.

9. Euro (EUR) - 1 EUR = 1.10 USD European investments in digital transition and sustainability amplify its value.

10. US Dollar (USD) Although not the most numerically valued currency, it remains the most traded internationally. It has lost strength amid recent crises and inflation but continues to be the first choice for Brazilian real exchange rate protection.

Positions 11 to 20 - Emerging and rising:

11. UAE Dirham (AED) - 1 AED = 0.30 USD Dubai is establishing itself as the epicenter of cryptocurrencies and fintech innovation in the Middle East.

12. Singapore Dollar (SGD) - 1 SGD = 0.75 USD Leadership in technology and maritime trade drives continuous appreciation.

13. Norwegian Krone (NOK) - 1 NOK = 0.11 USD Clean energy exports benefit from the growing ESG demand.

14. Australian Dollar (AUD) - 1 AUD = 0.70 USD Abundance of natural resources and Asian partnerships elevate economic relevance.

15. Mexican Peso (MXN) - 1 MXN = 0.06 USD Structural reforms and nearshoring trends strengthen its regional position.

16. Maldivian Rufiyaa (MVR) - 1 MVR = 0.065 USD Luxury tourism and modern infrastructure sustain growth.

17. Turkish Lira (TRY) - 1 TRY = 0.04 USD High volatility combined with commodity opportunities attracts speculative traders.

18. Canadian Dollar (CAD) - 1 CAD = 0.78 USD Oil and mineral exports ensure macroeconomic stability.

19. Israeli New Shekel (ILS) - 1 ILS = 0.28 USD Startup ecosystem and technological innovation energize the economy.

20. Saudi Riyal (SAR) - 1 SAR = 0.27 USD Vision 2030 project diversifies revenues beyond oil.

What makes a currency expensive and valued?

The question “what is the most expensive money in the world” finds its answer when analyzing fundamental factors: controlled inflation, robust liquidity, national economic stability, favorable exchange rate, positive trade balance, and external macroeconomic conditions.

Among the 20 listed currencies, the Kuwaiti Dinar remains the absolute record holder. In Latin America, the Peruvian Nuevo Sol surpasses the Brazilian real when compared to the dollar or euro.

Currency investment strategy for 2025

Recommended trading pairs:

• Swiss Franc (AUD/CHF)
• Japanese Yen (AUD/JPY)
• US Dollar (AUD/USD)
• Canadian Dollar (AUD/CAD)
• Euro (EUR/USD)

How to start:

1. Register with a reliable international broker
2. Consult IMF reports and central banks for trends
3. Combine solid currencies (CHF, KWD) with emerging ones (MXN, TRY) for balanced diversification
4. Monitor global events - wars, elections, and monetary decisions alter exchange dynamics

Important: This content is for informational purposes only and does not constitute investment advice. Consult professionals before making financial decisions.