If you are in your early 20s now and don't know what to do

First, stop chasing short-term pleasures and start building your own leverage

Learn programming, master AI tools, not to write prompts, but to build systems and automate processes

Those who master AI will not be replaced; instead, they will replace entire companies

Invest regularly every week, even if it's only 10U or 20U

Invest in Bitcoin, S&P 500, gold, and others

Learn to accept work that makes you uncomfortable, ask stupid questions, dare to take the risk of appearing "behind," because comfort is more frightening than failure

Drink less alcohol, party less, exercise more, stay active, and accumulate your energy

Start building your personal social media today, share mistakes, record lessons, and document yourself

Research various business systems early, because a skill can only make money once, but a business system can make money forever

Most people will wait until they are 30 and regret not doing these things in their 20s

Don't be like most people