Achieving stable returns within the BNB ecosystem isn't that complicated. Many people are deterred by the complexity of DeFi, but the core strategy can be summarized in one sentence: use high-quality assets as collateral to borrow cheap stablecoins, then invest the stablecoins in high-yield financial products. The interest rate difference between the two is your profit.

Here's a straightforward example. Use BTCB or ETH as collateral on Lista DAO to borrow USD1 stablecoins, with an annual borrowing cost of only 1-5%. Then transfer the borrowed USD1 to a leading exchange's financial product, which can offer an annualized yield of up to 20% APY. The difference between the 20% yield and 5% borrowing cost results in a net profit margin of over 15%. This isn't some advanced financial magic—it's basic interest rate arbitrage.

But how do you choose assets? There are two options. If you're just starting out, BTCB is the best choice—borrowing at 1-2% interest with a 20% yield, resulting in a solid 19% net profit margin. The entry barrier is very low; you only need 0.1 BTCB to get started. The costs are low, risks are manageable, and it's especially suitable for testing the waters.

Experienced investors can consider more advanced strategies. ETH (wBETH) has a borrowing rate of 1-3%, with relatively stable prices and lower liquidation risks, making it suitable for positions over $5,000. Another clever trick is to use staked BNB (slisBNB), which not only has a borrowing rate of 1-3% but also offers an additional 4-6% staking yield—effectively combining interest rate arbitrage with staking rewards, killing two birds with one stone.

The entire process is simple: deposit assets into Lista DAO as collateral → receive USD1 → transfer to financial products → sit back and collect interest. The key is to choose assets that match your risk appetite and capital scale. Use small amounts with BTCB to test the waters, and consider ETH or staked tokens for larger positions. This is the underlying logic of DeFi arbitrage—nothing mysterious about it.