When reviewing financial reports, the most dreaded thing is encountering those technical terms. A bunch of data crashing down can leave your head spinning. Instead of struggling to understand those obscure and complex risk explanations, why not try a different approach—let AI help you "translate" them.

Try this method: give prompts to ChatGPT or Claude like—

"I'm an ordinary investor, and I want to quickly assess whether this company has any risk of a sudden crash. Please help me review the 'Risk Factors' section and tell me in the simplest, most straightforward language: what is the company's biggest current problem? How might it cause a sharp decline?"

The key is to ask AI not to pile on professional jargon, but to pick out the core risk points in plain language. Sometimes, those hidden pitfalls deep in the financial report become crystal clear once translated into simple words. Even if you're not a financial expert, this way you can quickly filter out obviously problematic projects.