Feeling like wealth is out of reach? You're definitely not the only one facing that wall, especially when you're just starting out. The late billionaire investor Charlie Munger had a different take on this whole thing though. Forget chasing massive paydays or going all-in on the latest hyped asset. According to Munger, actual wealth-building starts with something way more fundamental — a single, stubborn principle that most people overlook. It's less about timing the market or finding that one moonshot opportunity, and more about consistency, discipline, and understanding what you're actually doing. Whether you're looking at traditional investments or exploring crypto markets, this foundational mindset applies across the board. The wealthy didn't get there by accident; they got there by building a system and sticking to it, even when it feels boring or slow. That's the real secret nobody wants to hear.