Stablecoin Payment Card Explosion Imminent: Validation from Funding, Data, and Regulation for the 2026 New Opportunity

【Crypto World】Stablecoin payment cards are becoming one of the hottest tracks in the cryptocurrency industry.

Dragonfly partner Haseeb Qureshi recently shared an interesting perspective—stablecoin-driven payment cards are not only rapidly gaining popularity but are also very likely to become a core topic in the crypto industry by 2026. He emphasized that the beauty of these cards lies in maintaining the traditional payment experience while integrating the high-speed settlement and low-cost advantages of blockchain technology, truly embedding crypto into the global payment network.

This statement is not unfounded. Stablecoin payment startup Rain has just completed a $250 million funding round, with the company’s valuation approaching $2 billion, which is quite impressive. The data for 2025 is even more astonishing—active card numbers have increased 30-fold, and the annualized payment volume has expanded nearly 40 times, making it a rapidly growing fintech player. Rain currently supports mainstream stablecoins like USDT, USDC, and others, covering multiple chains such as Ethereum, Solana, Tron, and Stellar.

From a macro perspective, Bloomberg Intelligence predicts that by 2030, the stablecoin payment scale will reach $56.6 trillion, with a compound annual growth rate of about 81%. How big is this number? Imagine the future form of the global payment system.

Regulatory agencies are also accelerating their follow-up. The US has passed the GENIUS Act, and the UK and Canada plan to establish stablecoin regulatory frameworks around 2026. Traditional giants are also entering the scene—Western Union announced that it will launch a stablecoin settlement system on Solana in the first half of 2026, along with supporting stablecoin card products, mainly targeting emerging markets.

All these signals point to the same conclusion: stablecoin payments are no longer a niche topic but a genuine market trend.