The dilemma of the bag-holder, frankly, reflects a widely accepted but flawed logic. Many people would say this is just a game; if you lack the skills, you have to accept market lessons. But if you apply this theory to life, the result becomes absurd—should you silently endure if you're unhappy because others are more capable? Obviously not. The difference between trading markets and real life is that a person's fate is never determined by a single factor. Timing, information asymmetry, luck, systemic risks... these variables intertwine, and no one can simply attribute outcomes to an individual's ability or inability. True clarity lies in acknowledging the complexity of the market, rather than explaining everything with a simplistic win-lose dichotomy.