Major Asset Manager Partners with Delaware Life to Bring Bitcoin into Fixed Index Annuities

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Source: CryptoNewsNet Original Title: BlackRock partners with Delaware Life to bring Bitcoin into fixed index annuities Original Link: Delaware Life Insurance Company, which provides annuity-based retirement solutions through a nationwide network of financial advisors, is partnering with a major asset management firm to bring Bitcoin into its fixed indexed annuities via a U.S. Equity Bitcoin Balanced Risk 12% Index.

A fixed indexed annuity is a contract with an insurance company designed to offer growth potential tied to a market index while protecting the principal from losses. The annuity credits interest based on the performance of a specific index, with gains limited by caps or participation rates. The account grows tax-deferred, and many FIAs allow the accumulated balance to be converted into a guaranteed income stream during retirement.

Under the partnership, Delaware Life has added the U.S. Equity Bitcoin Balanced Risk 12% Index to three of its products, including Momentum Growth, Momentum Growth Plus, and DualTrack Income.

The benchmark blends US stocks and Bitcoin exposure into a single index, using dynamic cash allocations to maintain a 12% volatility target. Bitcoin exposure is delivered through a major Bitcoin ETF, the largest Bitcoin ETF by assets under management and liquidity.

The index is designed to offer measured participation in digital assets while preserving the principal protection annuities provide. This partnership marks a significant step in integrating cryptocurrency exposure into traditional insurance products, responding to growing demand from both financial professionals and retirement-focused investors seeking diversified digital asset strategies.

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