Ping An Bank's Latest MSCI ESG Rating Upgraded to AAA

Recently, Ping An Bank officially released the “2025 Sustainability Development Report.” This marks the bank’s 18th consecutive year of publishing sustainability reports since 2009 (including its predecessor, the “Corporate Social Responsibility Report”), systematically disclosing its practices and achievements in serving national strategies, promoting green transformation, strengthening corporate governance, and advancing inclusive finance.

Shortly after the report’s release, based on the MSCI ESG 5.0 rating model officially launched by the authoritative international ESG rating agency MSCI on March 23, Ping An Bank has steadily improved its ESG rating from BBB for three consecutive years, upgrading each year, reaching the highest level of AAA in the MSCI ESG rating system this year, demonstrating continuous improvement and outstanding results in its ESG governance.

It is reported that in 2025, Ping An Bank adheres to the strategic principles of “strengthening retail, refining corporate banking, and specializing in interbank business,” steadily advancing its strategic transformation. By the end of the year, total assets reached 5.93 trillion yuan, a year-on-year increase of 2.7%, showcasing resilient and stable operations. While achieving sustainable growth, the bank continues to deepen ESG governance, promoting the quality and efficiency of green finance and inclusive finance.

Among them, Ping An Bank insists on party leadership, continuously optimizes the board structure, enhances professionalism, independence, and diversity, and integrates ESG management into corporate governance and daily operations. Relying on the “three lines of defense” for risk management, it has built a comprehensive risk control system covering front, middle, and back offices.

The bank continuously improves its product systems, including green credit, green bonds, and carbon finance, supporting key areas such as clean energy and energy conservation and environmental protection. By the end of 2025, the balance of green loans reached 266.433 billion yuan.

The successful upgrade to AAA in the MSCI ESG rating not only signifies high recognition from an authoritative international organization for its ESG practices but also highlights its outstanding achievements in economic benefits and social value. Additionally, the bank was selected for the 2025 edition of S&P Global’s “Sustainable Development Yearbook (China Edition)” and awarded the “Best Public Welfare and Charity Consulting Service Award” by The European Money, demonstrating the coordinated development of economic benefits and social value.

Text, images | Jiang Jiayuan, Zhang Yong, Huang Zhe, Gu Yuanting, Wang Xinzhu