Ping An Bank Releases 2025 Annual Report

This article is reprinted from Shenzhen Special Zone Daily

Ping An Bank Releases 2025 Annual Report

Steady Progress and Improved Quality and Efficiency

Shenzhen Special Zone Daily (Reporter Zhang Cheng) Recently, Ping An Bank held its 2025 performance release conference. Due to factors such as changes in market interest rates and adjustments in business structure, the bank achieved operating income of 131.442 billion yuan last year, a decrease of 10.4% year-on-year; net profit was 42.633 billion yuan, down 4.2% year-on-year.

The annual report indicates that as strategic reforms continue to deepen, some operational indicators are showing positive trends. In terms of operating performance, Ping An Bank’s total assets at the end of 2025 reached 59.25777 trillion yuan, an increase of 2.7% from the end of the previous year; total loans and advances issued amounted to 33.9084 trillion yuan, up 0.5% from the end of last year; corporate loan balances increased by 3.5% compared to the end of last year, with good growth in loans to technology companies and green finance sectors. By the end of 2025, the bank’s total liabilities were 53.74593 trillion yuan, an increase of 1.9% from the previous year; the balance of customer deposits was 35.82755 trillion yuan, up 1.4% year-on-year.

In retail banking, Ping An Bank deepened its retail strategy transformation. By the end of 2025, the number of retail customers reached 127.8963 million, an increase of 1.9% from the previous year; retail customer assets under management (AUM) totaled 4.238409 trillion yuan, up 1.1%. In corporate banking, the bank’s corporate deposit balance at the end of last year was 2.295255 trillion yuan, an increase of 2.2%; corporate loan balance was 1.663546 trillion yuan, up 3.5%.