Citizens Financial (CZFS) director Joseph R. Landy makes bona fide 20-share gift

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Citizens Financial Services Inc. director Joseph R. Landy reported a bona fide gift of 20 shares of common class stock. The shares were transferred at a price of $0.0000 per share as a non-derivative transaction, and after this gift, he directly holds 27,934.4652 shares. The transaction, filed as SEC Form 4, indicates a gift rather than a sale or purchase, and no derivative positions were involved.

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