a16z Crypto Partner: The crypto industry is entering the "shirt era," and the integration of blockchain and AI will drive on-chain proxy payments

According to CoinWorld News, a16z crypto partner Guy Wuollet stated in Fortune’s Crypto Playbook that the cryptocurrency industry is maturing and is currently in the “shirt era,” not yet fully formalized, but has moved beyond the early stages. He pointed out that the dominant trend in the current cryptocurrency industry is Wall Street’s rapid adoption of blockchain, with traditional financial giants like BlackRock and Fidelity not only offering Bitcoin ETFs but also embracing blockchain technology in the stablecoin and tokenized stock sectors. Wuollet also noted that the fusion of blockchain and AI is laying the groundwork for on-chain agency commerce. He mentioned that a significant number of talents from the consumer-grade AI field are entering the cryptocurrency industry because they believe that the first agency payments will occur on-chain, with Stripe also discussing agency payments in its annual letter. Regarding the issue of fragmentation that may arise from different payment standards, Wuollet believes that AI models excel at understanding different systems, so this is unlikely to slow down the adoption rate.