Holding BTCB, ETH, or BNB but can only wait for appreciation? Actually, you might have overlooked the most practical and certain arbitrage mechanism currently on the BNB chain. Today, let's break down this practical strategy known as the "USD1 financial management best strategy" and see what wealth logic is hidden behind ListaDAO.

**Capture the interest spread between 1% and 20%**

To put it simply, this core strategy is about mining "interest differentials" between the DeFi lending end and financial platforms. How exactly do you do it?

First, use your blue-chip assets (such as BTCB) as collateral and borrow decentralized stablecoin USD1 on ListaDAO's official website. The current lending APR is around 1% — something you rarely see across the entire DeFi ecosystem, basically equivalent to free capital.

Then, transfer the borrowed USD1 to a leading exchange's financial products. The expected APY for USD1 deposits can typically reach around 20%.

So the math works out like this: 20% - 1% = 19% pure annual interest spread. You don't need to sell your assets at all, don't need to adjust your holdings, and can lock in a stable cash flow stream. This is true "passive earning."