Want stable returns without betting on price movements? Here's a solid low-risk strategy: use BTCB as collateral → borrow USD1 → connect to yield products, and lock in nearly 18% annual yield purely through interest rate arbitrage. The operation process isn't complicated either.

**How to do it? Four steps to complete**

First, you need BTCB (key point: must be the BSC chain version to be compatible with ListaDAO). Beginners are advised to start with $1,000-3,000 USD equivalent to test the waters. Also, reserve some BNB for gas fees to avoid getting stuck mid-operation.

Visit the ListaDAO website and connect with your BSC wallet holding BTCB. Enter the supply page and deposit BTCB as collateral. Then go to the borrowing page, select the USD1 borrowing pool, enter the amount and confirm. Here's the good news: the borrowing cost is only around 1% annual yield, meaning the cost of borrowing is extremely low.

Next, USD1 arrives at your account. Transfer it to your exchange account (make sure to verify the address correctly, don't transfer to the wrong place). Log in and find the wealth management section, search for USD1-related high-yield products. Currently, the annual yield of such products fluctuates around 20%.

Select the product, buy in, then let it sit — interest accrues daily and compounds automatically. Later, when you want to remove collateral, simply reverse the operation: redeem the wealth product → convert to USD1 → repay the debt → retrieve BTCB. After going through the entire process, you've essentially leveraged the lowest borrowing cost to access high-yield products, and the interest rate spread in between becomes your profit.

The biggest advantage of this strategy is strong predictability — no need to bet on whether coin prices rise or fall, and risk is relatively controllable. Of course, the prerequisite is choosing the right collateral ratio and product term, and not over-leveraging. If interested, you can try small amounts and experience the logic of DeFi wealth management.