Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0,00 USD
XRP
XRP
XRP
$2,09
-0.85%
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How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$2,09
-0.85%
Markets
Popularity
Market Cap
#4
$126,92B
Volume
Circulation Supply
$44,4M
60,69B

As of now, XRP (XRP) is priced at $2,09 per coin. The circulating supply stands at approximately 60.699.967.552 XRP, resulting in a total market capitalization of $60,69B, Current market capitalization ranking : 4.

In the past 24 hours, XRP’s trading volume reached $44,4M, representing a -0.85% compared to the previous day. Over the past week, XRP’s price +4.45%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
More XRP Article
CNBC Spotlight: Why XRP Is Becoming One of the Hottest Crypto Trades for 2026
Under the lens of leading financial media outlet CNBC, XRP’s surge of over 30% since the start of the year is no coincidence. Behind its price chart lies a fundamental shift: a steady influx of ETF capital and exchange supply dropping to its lowest level in eight years.
XRP Price Prediction: Transactions Reach 1,000,000 as 2026 Breakout Targets $2.40
As 2026 unfolds, XRP is supported by a constructive alignment of technical breakout confirmation, recovering network activity, and stable market liquidity on Gate.
XRP surges 8% in 24 hours to reclaim fourth place! Market cap surpasses BNB, reshaping the cryptocurrency landscape
Ripple’s native token, XRP, surged approximately 8% within 24 hours, pushing its market capitalization past $123 billion. This rally allowed XRP to surpass BNB and reclaim its position as the fourth-largest cryptocurrency.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
Potential Risks Associated with Using XRP for Financial Transactions
Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:
More XRP Wiki

The Latest News About XRP(XRP)

2026-01-10 17:04Block Chain Reporter
XRP 和 SHIB 在方向上停滞不前,零知识证明 (ZKP) 拍卖预售的热度不断升温……
2026-01-10 16:24Block Chain Reporter
节日爆炸性加密货币热潮:Apeing 有望主导即将到来的2026年加密预售,而 XRP...
2026-01-10 16:05CaptainAltcoin
BONK 短期价格展望:这个关键水平决定下一步走势
2026-01-10 16:04Block Chain Reporter
PEPE 和 XRP 面临机构障碍,而零知识证明在 $10M 海豚交易中激增
2026-01-10 14:36Cryptonews
比特币ETF出现$250M 资金流出,而以太坊基金则接近$94M 退出
More XRP News
🚀 XRP dominance is testing a long-term downtrend, holding key support at 1–1.2%. Price steadies above $2.00, forming higher lows, hinting at a potential breakout💥. A clean trendline break could push XRP toward $3.30. #XRP #Crypto
TWJNews
2026-01-10 17:35
🚀 XRP dominance is testing a long-term downtrend, holding key support at 1–1.2%. Price steadies above $2.00, forming higher lows, hinting at a potential breakout💥. A clean trendline break could push XRP toward $3.30. #XRP #Crypto
XRP
-0.66%
A big whale is tasting the flavor of a long position. This massive address holds long positions worth $310 million in BTC, ETH, SOL, and XRP, currently with an unrealized loss of $1.451 million.
The worst hit is the SOL portion—$46.43 million in positions have already lost $817,000. Even more heartbreaking, this guy added to his SOL position 2 hours ago, but the market didn't give him face. From the high point yesterday evening to now, the paper profit of this long position has shrunk by nearly $10 million, completely turning from profit to loss.
This is a portrayal of the risks of going long.
DecentralizedDreamer
2026-01-10 17:34
A big whale is tasting the flavor of a long position. This massive address holds long positions worth $310 million in BTC, ETH, SOL, and XRP, currently with an unrealized loss of $1.451 million. The worst hit is the SOL portion—$46.43 million in positions have already lost $817,000. Even more heartbreaking, this guy added to his SOL position 2 hours ago, but the market didn't give him face. From the high point yesterday evening to now, the paper profit of this long position has shrunk by nearly $10 million, completely turning from profit to loss. This is a portrayal of the risks of going long.
BTC
-0.92%
ETH
-0.71%
SOL
-1.49%
XRP
-0.66%
XRP is currently in a critical phase of bottom formation. The conditions for the start of wave c from (B) have not yet been met – at least no clear signals are visible. Today, the price structure could consolidate sideways. Special attention is on a small triangle formation emerging. This could be an indication of the further direction.
ChainChampion_
2026-01-10 17:29
XRP is currently in a critical phase of bottom formation. The conditions for the start of wave c from (B) have not yet been met – at least no clear signals are visible. Today, the price structure could consolidate sideways. Special attention is on a small triangle formation emerging. This could be an indication of the further direction.
XRP
-0.66%
More XRP Posts

FAQ about Buying XRP(XRP)

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