Gate GUSD: On-Chain Dollar Certificate for Yield and Liquidity

Background of GUSD’s Creation

Gate GUSD is a dollar-denominated investment certificate backed by real-world assets (RWAs) such as U.S. Treasury bonds. Unlike conventional stablecoins, GUSD directly links holding periods to accrued returns, settling both principal and interest in a single payment upon redemption. This approach brings on-chain asset management closer to the promissory note model found in traditional finance.

Simple Ways to Get Started

Gate offers two straightforward options for users:

1. Trade USDT directly for GUSD on the spot market.
2. Mint GUSD on-chain with USDT or USDC at a 1:1 exchange rate.

Once minted, GUSD serves as margin in unified accounts and is supported across major trading pairs. This facilitates both trading and asset allocation strategies.

Design: Returns Linked to Holding Period

GUSD yields originate from the underlying RWA assets, including U.S. Treasuries. Instead of accruing interest daily, both principal and total return are paid out at redemption in a single disbursement.

• For example: If a user mints GUSD with 100 USDT and earns a 20% return over the holding period, they would receive 120 USDC at redemption.

Additionally, Gate’s GUSD Flexible Savings product is now available, allowing idle funds to compound and grow continuously.

Added Incentive Mechanisms

To further attract participants, Gate has launched the GUSD staking pool, allowing users to share in CELB rewards. The estimated annualized yield can reach as high as 365% (refer to the official website for the latest rates). Gate will continue to roll out lending and CandyDrop promotions, gradually building a dual-engine model that offers both stable income and ecosystem rewards.

What Makes GUSD Different from Traditional Stablecoins?

Most stablecoins serve primarily for payments and settlements. By tying value to holding duration, GUSD provides appreciation potential. It functions as an on-chain coupon derived from a portfolio of U.S. Treasuries, offering stability along with additional upside for holders.

Transparency and Redemption Process

Gate aims to rapidly grow GUSD’s scale to over $100 million. The platform will disclose proof of reserves and custody details over time, enabling users to independently verify 100% full backing. For redemptions, users can convert GUSD to USDC at any time. They can then freely exchange for USDT or other assets. This ensures complete liquidity without restrictions.

Distinct Features Compared to Other RWA Products

• Dual-currency minting (USDT/USDC) adapts to various funding sources and user preferences.
• Unified use of GUSD across trading, margin, asset management, and staking delivers a comprehensive range of applications.
• Integration with Gate ecosystem activities (e.g., Launchpool, CandyDrop) diversifies the sources of returns.

Risk Notice

This material does not constitute an offer, solicitation, or investment advice. Please carefully evaluate risks and consult with a professional advisor before making any investments. Gate may restrict or prohibit use of its services for users in certain jurisdictions; for details, see the User Agreement.

User Agreement: https://www.gate.com/legal/user-agreement

Conclusion

GUSD offers investors seeking stable USD-based returns and high liquidity a straightforward solution: mint, hold, stake for rewards, and redeem flexibly. As trading, lending, flexible savings, and staking use cases continue to grow, GUSD is set to become a cornerstone of on-chain cash management and drive further adoption of real-world assets in the crypto space.