The best countries for retirement in 2025 are released: Nordic countries dominate the list, what indicators are most concerning to Chinese people?

The latest global pension index ranking released by investment institutions has evaluated 44 countries. The ranking criteria cover four dimensions: healthcare level, quality of life, material security, and Financial Service.

What Do the Top 5 Rankings Look Like?

Norway ( 83% ) continues to lead, thanks to low unemployment, income equality, and top-notch healthcare. Ireland ( 82% ) jumped 2 places to second, with inflation improvement as the main reason. Switzerland ( 81% ) remains stable, with low taxes and a strong franc as its secret weapon. Iceland ( 79% ) and Denmark ( 79% ) are tied for fourth and fifth, with the Nordic countries collectively dominating.

Interesting discovery:

• Germany ( 76% ) is the highest-ranked major power - this is rare, as major powers are usually troubled by debt and unemployment. • Luxembourg (75% ) ranks first in both medical care and quality of life, but has dropped 3 places since last year. • The Netherlands' pension system ( is rated the best in the world, and the social security system is a trump card. • Australia )77% ( Although the cost of living is high, the mandatory pension system provides a safety net.

Benchmarking: Last year's rankings were relatively stable, with Norway/Ireland/Denmark showing the most significant increase, while Luxembourg and Iceland saw a decline—indicating that the retirement environment is also dynamically changing.

Retiring doesn’t necessarily mean you have to stick to the US; several Nordic countries indeed offer better value for money.