#DeFi生态系统发展 The lack of accountability mechanisms in DeFi is indeed a big problem. It seems that many risk planners take risks for high returns, ultimately harming ordinary users. I think there should be stronger information disclosure and fund supervision, such as requiring planners to publicly disclose their true identities and regularly provide reserve proofs. However, these measures may lower the innovation and flexibility of DeFi. Weighing the pros and cons, it still relies on everyone to raise their risk awareness, pay more attention to project backgrounds, and not be blinded by high returns. I also need to be more cautious when investing in DeFi projects in the future and learn more about risk assessment knowledge.