#ETH走势分析 Recently, the hottest topic in the OTC community isn’t which coin has doubled, but a quietly tightening restriction—the judicial standards for stablecoin transactions have changed.

Last week, I met up with a few friends who do over-the-counter trading, and the phrase I heard most was “I really don’t dare to take random orders now.” The era when minor infractions could be overlooked is basically over. One guy who was bragging about his million-a-month turnover last year just uninstalled his wallet a few days ago—one of his peers was summoned by the authorities over a $50,000 USDT transaction and still hasn’t been released.

The threshold seems to be loosening, but in reality, the net is tightening. Previously, the red line for being charged with assisting information crimes was a turnover of 200,000, now it’s been adjusted to 300,000 with at least three involved accounts for a case to be filed. But this isn’t good news. Transactions that don’t meet the new standard for assisting information crimes are now often being classified under the much harsher “concealment crime” (concealing and disguising criminal proceeds)—you think the charge has been downgraded, but in fact, a heavier label is being slapped on you.

Why are stablecoin transactions so easy to get caught up in? The core issues come down to three points:
First, on-chain records are permanent. What you thought was an anonymous transfer is like a glass house in the face of technical tracing.
Second, the source of the funds is a black box. You can’t confirm if the other party’s coins are clean or tainted, but once the transaction is complete, you’re part of that chain.
Third, the operation process closely resembles a money laundering model. Receiving fiat, buying coins, and multi-layer transfers—this standard workflow is a textbook example of money laundering in the eyes of law enforcement.

A retail investor’s case last month is typical: a $50,000 USDT transaction was investigated, and the funds were traced to a fraud group. He insisted he didn’t know, but because his process (quick transactions + multiple wallet transfers) matched the characteristics of money laundering assistance, he now faces a sentence more than double what was previously expected.

A few survival tips:
Don’t do proxy buying or selling—if someone asks you to “help buy some coins and send them,” even if it’s a friend, refuse. That’s turning yourself into a money laundering channel.
Always verify the payer’s identity—if the name on the WeChat or Alipay transfer doesn’t match your counterparty, stop immediately. Don’t take chances.
Be wary of unusually high-priced orders—a premium above 8% of the market price is almost always problematic. It’s either phishing or someone urgently dumping illicit funds.
Keep all communication evidence—save chat logs and transfer screenshots to prove you did your due diligence. They could save you when it matters most.

Many people still think “crypto is a gray area,” but blockchain tracing is even more effective than traditional bank records. You might be earning a 3% spread, but you’re gambling with three to seven years of your life. Regulatory tightening isn’t a rumor—it’s happening right now. Doing ten fewer deals won’t make you poor, but one misstep could ruin everything.

$ETH