2025-12-05 08:21:57

Latest data paints a stark picture: only 16% of Americans under 30 feel financially secure. The real kicker? Four out of ten young adults admit they're actively struggling to make ends meet.

The education divide tells an even harsher story. Half of young adults without college degrees report serious financial hardship, compared to 29% of those with diplomas. That's a 21-point gap highlighting how economic inequality plays out across educational lines.

This generation faces mounting challenges—student debt, housing costs, wage stagnation—that older cohorts didn't navigate at the same scale. The wealth gap isn't just growing; it's becoming generational.

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

11 Likes

Reward
11
6
Repost
Share

Comment

0/400

BlockchainFries

· 4h ago

Alright, here we go again. Young people have no money and still have to go into debt—the system is just designed this way. Nowadays, if you don't have a college degree, you're basically done for. But even if you do, it's not much better—you still have to work a 996 job. Feels like I should've gone all in on Bitcoin back then... at least there was still a chance to get rich overnight.

View OriginalReply0

LightningHarvester

· 8h ago

Damn, I really can't hold it in anymore. 84% of young people are struggling with life—why is our generation so miserable? --- Education has really become a dividing line. No diploma, and you're done. This is just reality. --- Student debt + housing prices + low wages. How can anyone say we're not working hard? The rules were rigged from the start. --- 16% financially secure? Did someone mess up the math on that number... --- The point about intergenerational wealth solidifying is harsh, but true. Our parents never went through this. We're really trapped. --- Only 29% with diplomas are struggling, so what about the 50% without diplomas—are they just completely bankrupt? That's brutal. --- Still telling people education will change their fate, but all it does is saddle you with a lifetime of debt. --- Compared to ten years ago, the situation just feels more and more hopeless. --- It might sound pessimistic, but it's true—wages aren't keeping up with the cost of living. We're just making do with what little we've got. --- The problem is, nobody cares about these numbers. The higher-ups aren't going to change anything.

View OriginalReply0

TheShibaWhisperer

· 12-05 08:52

Damn, 16%? I don’t even want to look at that number a second time… Life is just too exhausting. --- Student loans, housing prices, wages are still at the same numbers as a few years ago, how is that fair? --- No degree means half your opportunities are gone, the gap is just unreal. --- The intergenerational wealth gap—put nicely, it just means it’s getting harder for people at the bottom to move up. --- Four out of ten people still have to struggle just to make ends meet… I’m one of those four, but who even cares. --- Why do the older generation always say we’re not working hard enough? The data is right here. --- Young people with degrees and without degrees are living in two completely different worlds. --- “Wage stagnation”—those three words hit hard. A raise feels out of reach. --- Housing costs are so ridiculous I don’t even dare do the math, might as well not bother. --- Financial security? What’s that, is it something you can eat?

View OriginalReply0

BanklessAtHeart

· 12-05 08:44

16%? That number is really insane, I don't feel like I know a single person like that. Damn, the student loan + housing price combo is just unbeatable, the previous generation could never imagine it. People without degrees get crushed instantly, that's just reality... The intergenerational wealth gap is just brutal. Why does it feel like crypto has actually become the escape route for young people? The education premium is widening but education itself has gotten absurdly expensive, this cycle is just wild. Still have to work hard just to make ends meet? Isn't that what work is supposed to be for... This world is seriously messed up. That's why you have to go on-chain, my friend, the traditional financial system has already collapsed.

View OriginalReply0

VirtualRichDream

· 12-05 08:30

16%? I think that's already too high... No college degree? You're just abandoned, no wonder so many people are turning to crypto. I really don't get why young people still follow the old ways, TradFi is just about fleecing the masses. This generation is totally screwed—student loans, housing prices, salaries... pick any one and you could go broke. The traditional system is already broken, people just haven't admitted it yet.

View OriginalReply0

GhostAddressHunter

· 12-05 08:28

Damn, only 16% feel secure? What about the other 84%, are they all betting on the slowly rising Bitcoin? --- Seriously, having no degree is instant social death. This gap isn’t even about money anymore, it’s systematic strangulation. --- Are we expecting the next generation to rely entirely on shitcoins to turn things around? Hilarious. --- Student debt + housing prices, this combo is just insane. What were the older generations thinking? --- So is DeFi and crypto the only path left for young people now? --- Four out of ten are just making ends meet... Can Web3 save them, or is it just another round of wealth transfer? --- Talking about generational wealth gaps again and again, but why is no one asking what crypto can really change?

View OriginalReply0

Trending TopicsView More
#JoinGrowthPointsDrawToWiniPhone17
283.29K Popularity
#DecemberMarketOutlook
75.98K Popularity
#PostonSquaretoEarn$50
13.31K Popularity
#LINKETFToLaunch
11.71K Popularity
#SharingMy100xToken
14.95K Popularity

Hot Gate FunView More

1
ICBGIceberg
MC:$8.03KHolders:7
18.07%
2
GBIRDGBird
MC:$3.53KHolders:1
0.00%
3
HLHuLi
MC:$3.53KHolders:1
0.00%
4
HRUMHrum
MC:$3.52KHolders:1
0.00%
5
HLHuLI
MC:$3.53KHolders:1
0.00%

Sitemap