Recently adjusted my USDai holding strategy. Previously, I kept YT tokens in my wallet and waited for them to mature naturally, but I found that locking them is actually more cost-effective—not only does the ICO points multiplier increase, but the platform also provides extra XPL as an incentive. After running the numbers, I decisively chose to lock up my tokens.



Here's a snapshot of my current holdings:
▰ YT-USDai amount: 8,831 (locked)
▰ ICO cumulative points: 11,942,714

A quick reminder for everyone: make sure to check the unlock period and yield structure before locking, so you don't end up unable to withdraw funds when you urgently need them. This kind of DeFi staking does offer attractive returns, but the sacrifice in liquidity is very real.
XPL-1.45%
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