XRP Community Warns Against Passive Waiting: Market Rally Likely Ahead of Clarity Act

Source: CryptoNewsNet Original Title: Pundit Issues Critical Warning to XRP Holders Ahead of the Clarity Act Original Link: https://cryptonews.net/news/analytics/32119015/

Market Commentary on XRP and the Clarity Act

An XRP community commentator has issued an important warning to investors who are stepping back from the market in anticipation of the Clarity Act. As the U.S. Senate continues to work through the legislation, some XRP holders have chosen to wait for the bill to advance before buying more or reentering the market.

However, market commentator Zach Rector believes this passive approach puts investors at risk. He urged the community to stay alert and actively engage in the market rather than waiting for lawmakers to act.

XRP Rallied 650% Without Any New Law

Rector highlighted that XRP jumped approximately 600% between its pre-election price and its July 2025 high of $3.66. Market data confirms this claim: XRP dropped to a low of $0.49 in early November 2024, then surged following the U.S. elections, eventually hitting a peak of $3.66 in July 2025—a 647% increase.

With 2025 coming to a close, Rector emphasized that the market now has enough distance to analyze how political events, market sentiment, and timing influenced XRP’s movement over the past year, and what these trends may indicate for 2026 as the Clarity Act approaches.

Don’t Tune Out While Waiting for the Bill

Rector warned investors not to disengage while awaiting legislation. He pointed out that XRP’s previous 600% rally occurred without any new laws in place, suggesting the market will likely make another strong move before the Clarity Act becomes law.

According to Rector, markets often rally ahead of major announcements and then cool off afterward. He expects the same pattern here: the market will price in the Clarity Act well before it becomes law, and investors who wait for official confirmation may miss the run-up.

Rector emphasized that this current period presents an entry point for anyone who believes XRP will gain value ahead of the legislation. He acknowledged that some expect extremely high price levels, including predictions of $100 per token, but admitted he does not expect such numbers before the bill passes. While another 600% surge seems unlikely before the Act moves forward, he expects a noticeable upward move.

Rector also referenced comments from the Ripple Swell conference, where banks and other firms stated they have studied XRP and run tests with it, but cannot expand usage until they understand the regulatory framework.

Timeline Uncertainty

According to recent reports, Senator Mark Warner indicated that getting a crypto market structure markup done before the Christmas break will be “very hard” because lawmakers are still waiting on White House language for two major sections of the bill: ethics and quorum. Republican staff from both sides continue to meet daily to finalize the legislation.

Rector believes this delay gives investors more time to accumulate XRP at lower prices rather than staying passive. He remains confident that XRP will rally ahead of the Clarity Act, insisting that such a move is closer than many people think.