#美联储货币政策 Recently saw Hayes warning about Tether's asset risks, and it feels quite serious. Tether has been heavily buying Bitcoin and gold to prepare for potential interest rate cuts; this move is indeed somewhat aggressive. If these two assets drop by 30%, USDT might become insolvent.

For us small retail investors, it's still better to be cautious. Although the likelihood of USDT collapsing in the short term is low, risk management is still essential. It is recommended to diversify holdings among different stablecoins to avoid putting all eggs in one basket. Also, keep an eye on Tether's developments and market sentiment, and be prepared for possible volatility.

Of course, such major events can also bring some opportunities. If a trust crisis in USDT actually occurs, other stablecoins might benefit. It’s worth researching other reliable stablecoin projects in advance to prepare for potential fund transfers. Remember, in the crypto market, opportunity and risk coexist. The key is to stay vigilant and be well-prepared.