Tangem Wallet Integrates Aave for Stablecoin Yield

Source: CryptoNewsNet Original Title: Tangem Wallet integrates Aave for stablecoin yield Original Link:

Yield Mode Feature Overview

Tangem Wallet now offers Aave-backed yield through a new feature called Yield Mode. Users can earn on USDT, USDC and DAI without leaving the app, while maintaining hardware security and full liquidity over their assets.

How It Works

The new Yield Mode sits inside Tangem’s interface as a simple toggle. Once enabled, the wallet’s audited smart contract supplies the selected stablecoin into Aave’s liquidity pools and begins accruing interest through aTokens.

The entire process works in real time and does not rely on external websites, WalletConnect links or a dApp browser. It feels closer to a mobile banking workflow, but the user keeps custody of their private key stored on the Tangem card.

Liquidity and Yield Potential

Aave plays a key role in the integration. The protocol holds more than $60 billion in net deposits and around $30 billion in active loans, giving it deep liquidity for tokens like USDC, USDT and DAI.

Those assets often earn variable rates in the mid-single to low-double digits, depending on supply and demand in the pool. Tangem users can now access the same yield curve inside the wallet while retaining full liquidity, since funds can be withdrawn at any time without lockups or exit delays.

Security and Control

The design focuses heavily on security and direct control. The smart contract only activates once the user approves it, and it can manage the chosen token solely for the purpose of supplying and withdrawing from Aave.

The wallet records no off-chain data and keeps every operation tied to hardware-based key protection. This removes the complexity that often comes with DeFi participation and gives less technical users a way to earn yield in a controlled setting.

Future Expansion

Tangem has been expanding its feature set throughout the year, including staking support for large networks, swaps across several chains and other payment tools. The addition of stablecoin yield gives the wallet a wider role as users explore ways to keep assets productive while staying in self-custody. More supported assets and networks are planned as the wallet moves toward a broader neobank-style experience.