2025-12-12 16:12:18

The Office of the Comptroller of the Currency (OCC) has conditionally approved Ripple's application concerning National Trust Bank. This development is considered a significant step for the XRP ecosystem—though conditional, it at least indicates that regulatory attitudes are gradually becoming clearer.

Ripple has been focusing on compliance over the years, from SEC litigation to exploring banking licenses. The overall path has been quite clear. This OCC decision somewhat reflects the gradual acceptance of blockchain companies by U.S. regulators, especially for projects with real business operations.

For XRP holders, this regulatory-friendly signal often becomes a focal point for market attention. Of course, whether it can ultimately be approved depends on whether all conditions are met in the follow-up.

XRP-0.98%

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4am_degen

· 12-15 06:56

Conditions haven't been finalized yet, don't be overly optimistic, buddy. --- Ripple's move this time is indeed clever. From lawsuits to acquiring licenses, they've laid out a solid plan. --- It's another "conditional approval." This phrase is getting tired. Let's talk once it's actually in hand. --- XRP holders probably will start hyping this up again... --- Regulatory clarity is a good thing, but all those conditions might cause another six months of fuss.

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consensus_failure

· 12-14 06:48

Conditional approval? It's not truly implemented yet. Wait until it's officially approved before talking about it. Ripple's move is quite clever. From lawsuit to obtaining a banking license, taking it step by step. That's how regulation works. Can XRP go up? It still depends on whether those conditions can be ultimately met.

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NFTregretter

· 12-12 16:42

Conditional approval is also approval. This wave of Ripple has finally seen the light. Wait, is it really that easy to meet the conditions? Feels like a trick. The folks at XRP have finally waited for a turning point, but don't celebrate too early. The banking system is very complicated. Has regulation opened a window? The compliance route seems to have really been paved. Interesting, Ripple went from being chased to being recognized, this reversal is a bit sudden. Conditions, conditions, conditions—it's the "conditions" that are the most annoying. Only when they are implemented do they count. Basically, it hasn't fully passed yet, but this is definitely a good sign.

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QuietlyStaking

· 12-12 16:42

Conditional approval sounds like a vague term, but it's probably better than outright rejection. Ripple's move is truly clever—taking the compliant route step by step, unlike some projects that just talk the talk. The real winners are those who can implement banking services; whether XRP can ride the wave up this time depends on whether all the subsequent conditions are met. The OCC's softened stance is a good sign, but don't celebrate too early—history shows that conditional approvals often come with pitfalls.

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RektRecorder