I’ve recently looked at various financial products in China, and the returns are really getting lower and lower. Some financial products claiming to have an official background only offer an annualized return of 4%, which sounds stable but, to be honest, just can’t keep up with inflation. Even more outrageous, a few institutions recently defaulted, and retail investors who invested millions still lost everything.

That’s why I am now completely disappointed with traditional finance. Putting money in domestic products, the risk doesn’t justify the returns at all. Instead, it’s better to focus on the stablecoin market in Web3.

USDD is a good choice. Stored in a platform wallet of a leading exchange, it can offer an annualized yield of 14%, which is attractive just by comparing it to domestic financial products. More importantly, the risk logic of on-chain stablecoins is completely transparent, with no hidden tricks.

Of course, everyone’s risk preference is different. But honestly, if you ask me where to put your money more safely, I’d definitely say that choosing a reliable stablecoin is more cost-effective than betting on the credit of domestic investments. Has anyone tried USDD? How does it feel to use?