Institutional-level on-chain credit breakthrough: FalconX and Kamino deepen Solana DeFi deployment

2025-12-17 14:00:13

【Crypto World】Solana ecosystem welcomes another key partnership. US crypto firm FalconX and DeFi protocol Kamino on Solana announced a collaboration to embed institutional-grade on-chain credit products into FalconX’s lending and structured products framework. What does this mean? In simple terms, institutional investors can finally access more stable and predictable financing costs on-chain.

Traditional DeFi lending has a pain point—high interest rate volatility and unpredictable funding costs, which is a nightmare for institutions that require precise asset-liability management. Kamino’s fixed interest rate design completely changes this. Through Kamino’s decentralized infrastructure, FalconX’s lending team can lock in loan terms and interest rates, providing institutional users on the Solana network with strong credit certainty.

From a broader perspective, this partnership represents the trend of DeFi evolving from retail-led to institutional-grade applications. Fixed interest rates, predictable cost models, targeted liquidity arrangements—these are all experiences accumulated over years in traditional finance, now gradually being transplanted onto the chain. The scale of institutional participation in the Solana ecosystem is expected to expand as a result, further deepening and maturing the DeFi market.

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DegenDreamer

· 9h ago

The move in the SOL ecosystem is a correct one, with institutional-grade credit products landing on the chain... Alright, at least there's something serious now. --- Fixed interest rates? Sounds good, but I'm just worried it might be another gimmick to fleece institutions. --- Haha, now institutions are also jumping on board. Solana is really slowly transforming. --- Honestly, compared to those flashy projects, this kind of infrastructure collaboration is the real deal. --- FalconX and Kamino teaming up... it feels like the landscape is gradually opening up, but we still need to see how it actually plays out. --- Eliminating the uncertainties of DeFi? Sounds impressive, but I just don't know how much it will cost.

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MEVSandwichMaker

· 10h ago

Someone finally solved this problem on Solana, but to be honest, institutions should have done this a long time ago. Fixed interest rates sound simple, but actually implementing them is very difficult. Kamino really has something this time. DeFi needs institutional support to thrive, and volatility-based interest rates should have been eliminated long ago. The Solana ecosystem is becoming more competitive... but this is definitely a good direction. The institutions with lots of money and a bit of foolishness are finally entering the market. Retail investors need to quickly understand the rules.

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HackerWhoCares

· 12-17 17:33

Solana's recent moves are quite impressive; fixed interest rates directly address the pain points of institutions, finally eliminating the need for heartbeat on-chain. Institutional entry indeed changes the game, but only a few projects can truly be implemented. Kamino was able to seize the opportunity because they bet correctly. On-chain credit systems are gradually improving. The next step is to see who can grasp the throat of liquidity. FalconX has successfully revitalized institutional financing, well done. This is probably a sign of DeFi's maturity—moving from explosive interest rates to stable expectations. The Solana ecosystem has been seriously working on development lately.

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StablecoinArbitrageur

· 12-17 14:30

honestly, fixed rates on solana finally makes sense... but let me check the basis points here. if kamino's spreads are still 150+ bps over equivalent cex lending, institutions are basically paying for the "decentralization premium." not exactly revolutionary tbh

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Blockwatcher9000

· 12-17 14:30

Haha, institutions are finally starting to seriously play with Solana. The fixed interest rate move really addresses many pain points. Kamino's recent operation is impressive; the move towards institutionalization in DeFi has become a major trend. But on the other hand, does increasing stability potentially hide deeper risks? SOL's public chain is really attracting large funds, and the ecosystem is becoming increasingly mature. Fixed interest rates sound good, but I wonder how high the APY can get... Honestly, I'm more concerned about when this will lower the barrier for individual users. FalconX + Kamino, two major players teaming up, definitely solidifies Solana's position. Moving traditional financial strategies onto the chain feels a bit too conventional. If more institutions can be brought in, Solana's TVL will skyrocket.

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BearMarketLightning

· 12-17 14:20

The SOL ecosystem has really been holding back big moves in the past two years. The fixed interest rate segment has indeed filled a huge gap. If Kamino can truly stabilize, the pace at which institutions enter the market will likely accelerate significantly. But it still depends on how it performs in practice. There have been many so-called "revolutionary" solutions that ultimately disappeared without a trace. Is Solana really relying on this to turn things around? I'm a bit skeptical. This is true infrastructure development, unlike some projects that boast nonsense every day. I'm curious about how much real risk exposure FalconX can actually control. Finally, someone has done this right. The predictability of interest rates is indeed a must-have for institutions. Now Solana has become truly competitive.

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ApeWithNoChain

· 12-17 14:20

Solana's recent moves are quite good; fixed interest rates are indeed a necessity for institutions. FalconX partnered with Kamino, finally addressing the interest rate risk in DeFi. Speaking of on-chain institutional products, is the next step to consider regulation? Kamino's approach isn't bad, but the ecosystem is still too small. DeFi lending is sorted, but what about liquidity? Could it become a bottleneck again? Another positive development for the Solana ecosystem, but how many institutions can actually use it? Fixed interest rates sound great, but can they really take off? The signal of institutional entry is becoming more and more obvious; Solana has seized this opportunity.

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ruggedNotShrugged

· 12-17 14:20

The moves by the SOL ecosystem are quite impressive; they've finally made it so that institutions no longer have to be driven crazy by interest rate fluctuations. Institutional entry is a whole different game; all variables need to be locked down. Solana's approach to fixed interest rates is pretty clever, and Kamino is really doing serious work. On-chain credit is gradually gaining traction, but it depends on how FalconX and the others utilize it. If they can stabilize this, more big players might be willing to pour money into SOL. Interest rate certainty has long been a key focus in DeFi, and finally someone has made a move on it. Basically, it's about bringing traditional financial rules onto the blockchain—doesn't seem particularly innovative. Institutions are clamoring for certainty, and today finally provided a prototype. Solana is once again competing with Base for dominance; the rivalry between these two ecosystems is far from over.

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Frontrunner

· 12-17 14:17

Solana this wave is really stable, fixed interest rates should have been done a long time ago. But to be honest, institutions are the main players, retail investors still have to settle for leftovers... Kamino's move is really clever, directly positioning itself. Wait, could this be a setup before another rug pull? I'm getting a bit paranoid. By the way, is FalconX, this institution, reliable? I haven't paid much attention to it.

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