ZcashFi Lending Launch: ZEC Native Interest 2% APY, Cross-Chain Borrow Stablecoins with Up to 60% Leverage

2025-12-19 00:48:11

【BitPush】The lending feature of ZcashFi has just gone live, which is a significant move for the Zcash community.

Here’s a brief overview of the core features:

Lending: Native supply of ZEC on Zcash can earn up to 2% annualized yield, which is quite attractive for long-term holders. If you want to borrow assets, you can borrow stablecoins or other assets on any chain supported by RHEA, with a loan-to-value ratio up to 60%, providing ample leverage. The key is that it supports cross-chain earning without the need for bridging processes—just operate directly.

Trading: The trading feature will be launched within 24 hours. Users can use the zashi wallet or any compatible wallet to complete trades directly on the platform. This way, ZEC holders can go from holding and earning to trading in a complete closed loop.

For the Zcash ecosystem, this is a solid DeFi implementation. The multi-chain yield mechanism also offers users more strategic options.

ZEC-3.31%

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HodlAndChill

· 12-21 22:13

Oh, the 2% APY is indeed a bit subtle, it's not even as good as my bank's fixed deposit... However, borrowing stablecoin with up to 60% leverage through cross-chain is not bad, just afraid it might be another hidden scam.

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BlockchainArchaeologist

· 12-21 09:02

2% APY is really quite useless, it's not even as good as putting money in a bank fixed deposit.

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DegenTherapist

· 12-20 01:12

2% APY? Bro, are you joking with me, or are you serious? Or have my expectations for returns been battered too much by the crypto market?

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just_another_wallet

· 12-19 01:16

But 2% is really too low, less than inflation, so I can't really consider it impressive.

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Web3ExplorerLin

· 12-19 01:14

Hypothesis: ZcashFi's cross-chain lending architecture essentially deconstructs the "information silo" problem in traditional finance—similar to how ancient merchants needed multiple intermediaries to complete Silk Road trade, now it can be done with a single link. 2% APY may not seem high, but for privacy coin holders, earning native yields while maintaining anonymity is a significant paradigm shift worth considering. The key question is: will a 60% LTV become the next trigger for liquidation risk? If oracle networks are not handled properly, cross-chain pricing disparities could be disastrous.

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GateUser-74b10196

· 12-19 01:13

2% APY? Is that real? That's way too low. Might as well just hold stablecoins.

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ReverseTradingGuru

· 12-19 01:13

2% APY? That's a bit disappointing. It's better to stake stablecoins instead.

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ser_we_are_early

· 12-19 00:57

2% APY, is that all? Might as well try other options, ZEC is a bit cold right now.