Ethereum stablecoin payment landscape undergoes significant changes: Large transactions rise, B2B and P2B growth exceeds expectations.

[Bitu] The stablecoin payment market in the Ethereum ecosystem is undergoing subtle changes. Data shows that while P2P transaction counts account for a large share (67%), the amount of these transactions only accounts for 24%. What does this indicate? Microtransactions are frequent, but the real money is in the hands of institutions.

The growth data from the past year speaks volumes. B2B transaction volume surged by 156%, with the average single transaction size increasing by 45%—institutions are not increasing the frequency of payments, but rather the amount of each transfer is getting larger. Meanwhile, P2B (consumer payments to businesses) experienced the fastest growth at 167%, making it the fastest-growing category among all.

What does this mean? Stablecoins are gradually evolving from tools for microtransactions to infrastructure for large-scale commercial settlements. In particular, payments flowing from consumers to businesses have become the main engine for the growth of Ethereum stablecoins. It seems that the role of stablecoins in real commercial applications is becoming increasingly significant.