Tighten your financial management with these 9 expense tracking apps to try in 2025

In an era where managing money has become essential for everyone, expense tracking apps have become indispensable tools. Whether you’re a beginner planning your finances or someone who wants to monitor spending in detail, this article presents 9 popular expense tracking apps with updates in 2025 for both iOS and Android, along with an analysis of key features to help you choose the one that best suits your needs.

Essential Expense Tracking Apps to Know in 2025

Personal finance management via mobile devices is increasingly gaining attention. Many individuals are seeking ways to save and invest wisely. These expense tracking apps are designed to facilitate personal financial management comfortably, providing insights into your spending patterns.

1. Money Manager Expense & Budget – All-in-one tool for asset control

This app has been well-optimized for personal asset management, featuring a PC Manager that allows you to access financial data on your computer via Wi-Fi. You can also create multiple accounts, categorize transactions by date, category, or other account groups.

Its standout feature is managing credit cards and recurring transactions. You can link your debit cards to view balances and outstanding amounts directly. It also supports fund transfers, direct debits, and recording recurring transactions, making it convenient to track regular expenses such as salaries, loans, and insurance.

Data privacy and security are maintained through password protection, real-time statistics, and backup options via Google Drive or Excel files.

Pros

• Supports multiple currencies, including Thai Baht
• Offers bank account and credit card linking
• Comprehensive graphs and financial reports

Cons

• Some advanced features require additional purchase

Download: Google Play App Store

2. Money Lover – Your personal finance assistant

This app has been used by over 5 million users worldwide because it helps you manage income, expenses, bills, and debts comprehensively. It provides clear and instant reports so you can see where your money goes.

The main benefit of Money Lover is its smart budgeting assistance. It not only sets spending limits but also forecasts future expenses based on past data. You can set automatic recurring transactions, receive notifications, and manage multiple currencies.

For advanced features, Money Lover offers a Premium membership package, including multiple wallets, detailed financial reports, and bank account linking for automatic updates.

Pros

• Extensive budgeting and expense categorization
• Bill reminders and budget planning
• Bank account integration for automatic updates

Cons

• May require some learning curve for first-time users

Download: Google Play App Store

3. Spendee Budget & Money Tracker – Visual expense tracking system

Spendee helps you visualize your entire spending habits in one place. It can aggregate data from online banks, e-wallets like PayPal, or other digital wallets, giving you control and confident decision-making.

It automatically categorizes expenses and displays beautiful, easy-to-understand graphs. Seeing this data helps identify spending patterns, set limits for each group, and track progress toward savings goals.

Spendee also acts as a personal financial advisor, offering insights and advice for mindful money management and helping build a solid emergency fund.

Pros

• Supports multiple currencies including Baht
• Offers personal and family budget features
• Connects with bank accounts for automatic transaction tracking

Cons

• Some features require a Premium membership

Download: Google Play App Store

4. MeowJot – Receipt scanning tool for Thai users

MeowJot uses OCR technology to automatically detect and extract data from receipt images, transfer slips, and QR code photos. This makes daily expense recording convenient—simply upload your bank slip, and the system handles the rest.

This app is ideal for Thai users who frequently use PromptPay or bank transfers. It supports live updates of expenditure statistics and provides insights into your spending behavior. You can customize categories, add tags, and enjoy a modern timeline interface.

MeowJot is specifically designed for Thai banks and supports slips from financial institutions like SCB, KBank, Krungsri, etc.

Pros

• Automatic receipt and bank slip scanning
• Suitable for Thai PromptPay users
• Cute and clean design

Cons

• Still cannot fully sync across platforms

Download: Google Play App Store

5. MeTang: Expense Manager – Voice-controlled expense management

MeTang offers convenient personal income and expense recording, especially with voice commands. This saves time and makes usage smoother—just press a button and speak; the app converts your speech into income and expense entries automatically.

Its key feature is supporting multiple account types, including cash, savings, and credit cards. It also offers a wide range of categories and enhances security with fingerprint, password, and Face ID.

Pros

• Customizable for Thai users, supports Thai language and Baht
• Simple, easy-to-understand interface
• Focuses on daily expense tracking without old data clutter

Cons

• May lack deep investment tracking features

Download: Google Play App Store

6. Piggipo – Dedicated credit card assistant

Piggipo is designed to make money management as easy as spending, with a focus on credit card users. It consolidates all credit card balances and transactions in one place, giving a clear picture of your financial status.

Users can track income and expenses across different wallets, calculate credit card interest, and manage daily expenses efficiently.

Piggipo allows unlimited creation of credit cards and wallets, tracks cashback, and manages prepayments. Its Billbox system helps verify bills before payment, while notifications alert you about due dates to avoid unwanted fees.

Additionally, users can attach images to transactions, set locations, and view expense summaries via easy-to-understand graphs. For advanced users, features include unlimited Excel exports, future expense planning, and access to spending history. VIP support offers personalized assistance and quick problem resolution.

Pros

• Payment reminders to avoid late fees
• Export data to Excel for in-depth analysis
• Clear insights into credit card usage

Cons

• Limited currency options

Download: Google Play App Store

7. Budge – Visual savings planning

Budge helps you plan, save, and develop good spending habits easily. Ideal for those setting savings goals, tracking expenses by category, and self-regulating within budgets.

The app features a modern, colorful interface that makes budgeting engaging and inspiring. You can split expenses daily, weekly, or monthly, and monitor progress toward specific financial goals like travel, debt repayment, or emergency funds.

Budge supports dashboards with images, notifications, and multiple wallets, making it suitable for personal use and sharing with family.

Pros

• Goal-oriented budgeting is effective and easy
• Clean interface with progress visuals
• Supports multiple wallets

Cons

• Not available on iOS

Download: Google Play

8. Daak – Budget & Expense App – Simple yet effective

Daak is a user-friendly app that helps you track daily expenses in seconds. Focused on simplicity, just input data, select categories, and you’re done. Suitable for beginners or those wanting a straightforward tool.

It supports recurring transactions, expense summaries, and customizable categories. You can also set weekly or monthly spending limits. While it lacks in-depth analysis, its simplicity appeals to users seeking clarity without complexity.

Pros

• Very easy to use
• Supports recurring expenses
• No login required

Cons

• Cannot sync with cloud

Download: Google Play App Store

9. Oh My Cost – Fun expense logging

Oh My Cost makes daily income and expense tracking easy and fun with over 500 cute icons. It helps you monitor expenses effectively each day.

You can record various expenses—from daily supplies like coffee to special events. Tracking is simple with just a few clicks.

The app also allows multiple account setups, making it suitable for personal and family finance management. You can set monthly expense goals, view progress, and stay within budget. Custom categories and notes help track details precisely.

Pros

• Export data to Excel for analysis
• Simple interface for expense tracking
• Basic expense graphs included

Cons

• Limited currency support

Download: App Store

Comparison Table of 2025 Expense Tracking Apps

Summary

Expense tracking apps are vital tools for saving money and controlling spending today. The 2025 list of 9 apps presented here is designed not only for ease of use but also to cultivate good accounting habits. Each app can be downloaded and used for free. Choose the one that matches your spending style and start managing your money wisely.