Is saving gold really worthwhile? Let's analyze it without exerting effort.

What is Gold Saving? Explained Simply

Have you ever thought that saving gold requires a large amount of money, so you miss out on price opportunities? Good news—this new approach breaks down that barrier.

Gold saving is the process of purchasing genuine gold ( with most 96.5% ) in small amounts via an app, without needing to deposit a full lump sum. Starting with just 100-1000 baht is enough.

How does this work? When you transfer money into the system, it is converted into gold weight based on the current price and stored in a digital portfolio.

The key to this method is Dollar-Cost Averaging (DCA)—a cost averaging principle that helps reduce the risk from price volatility.

For example: if you save 3,000 baht per month

• January: Gold price (30,000 baht/baht) → gets 1.52 grams
• February: Gold price drops (28,000 baht/baht) → gets 1.63 grams

See? When prices are low, your same amount of money buys more, which helps lower your average cost and avoids “buying at the peak” when prices are high.

Top 5 Popular Gold Saving Platforms: Which One Suits You?

1. GOLD NOW (Hua Seng Heng) — For those confident in big brands

Why choose: 70+ years of experience + backed by leading banks = high confidence

How to get started: Two modes in one app—“Save NOW” (start from 1,000 baht) for flexible savings, and “GOLD NOW” for buying/selling bars directly (starting at 5 baht)

Fees: 3-5 baht per transaction via bank app + can exchange for real gold bars starting from 1 satang

Who should choose: Those who prioritize brand reputation and want flexibility in saving or trading

2. MTS Gold Blockchain (Mae Thong Sook) — For beginners emphasizing security

Why choose: Uses Blockchain technology (similar to banking and crypto) = very high security

How to get started: Easiest—just 100-150 baht or 0.1 grams, buy/sell 24/7

Fees: No transaction fees, but there is a “block fee” (for melting bars) when exchanging gold (can exchange from 1 gram)

Who should choose: Small investors and those who prioritize data security above all

3. Get Gold (YLG) — For savers who follow market prices

Why choose: Global spot prices + 24/7 trading = profit when your mood strikes

How to get started: Starting at 100 baht, with options for daily or monthly automatic savings

Fees: No transaction fees, but there is a block fee when exchanging gold (can exchange from 1 gram) + withdrawal fee

Who should choose: Savers who like monitoring prices and want to track global market prices constantly

4. Ausiris Gold Saving — For long-term investors seeking an automatic system

Why choose: 100% automatic DCA—system will average buy every trading day

How to get started: Deposit 1,000 baht/month, system will “average buy” daily based on the gold trading association’s price at 4:00 PM

Fees: Block fee when exchanging gold, with a minimum exchange amount—only 0.3 grams

Who should choose: Long-term investors wanting to build disciplined, consistent savings and remove emotional bias from investing

5. ARR Gold Saving (Aurora) — For those wanting to receive gold near home

Why choose: Over 260 branches nationwide = most convenient for exchanging real gold

How to get started: Easy, starting at 100 baht via the company website

Fees: No transaction fees, can exchange for 1 satang (≈ 3.78 grams), plus 10 baht transfer fee for withdrawals under 500 baht

Who should choose: People who prioritize convenience in picking up physical gold

Who Is Gold Saving Suitable For?

Students/Entry-level workers: Small budgets, let DCA work, and have disciplined savings from the start

Freelancers/Independent workers: Uncertain income, flexible “save as you like” mode helps adapt

Long-term planners: Hedge against inflation, save for retirement, gold is a good mental comfort

Cautious investors: Avoid stock market volatility; gold is a safe haven for diversification

4 Steps to Start Saving Gold Today

1. Choose the platform that suits you: Prefer automation or regular manual saving? Is ease of receiving gold important?

2. Download the app + e-KYC: Prepare ID card + bank book, scan face, done in 5-10 minutes

3. Transfer money and start accumulating: QR code or link bank accounts, money instantly converts to gold weight

4. Exchange for gold or cash out: When reaching the threshold, choose to exchange for real gold bars or sell back

Is Gold Saving Truly Good? Pros and Cons

Advantages

✅ Easy to start: Just 100 baht to begin ✅ Risk diversification: Gold is a true safe haven ✅ Beat inflation: Gold prices tend to rise over the years ✅ Discipline in saving: Especially with automated systems ✅ Good liquidity: Can convert to cash immediately

Disadvantages

⚠️ Price volatility: Suitable for long-term investment, not short-term speculation ⚠️ No interest: Returns only from price differences ⚠️ Provider risk: Must choose reputable, well-known companies + physical storefronts as reviewed above. Beware of overly good offers. ⚠️ Hidden costs: Block fees when exchanging for bars, must be considered

Summary: What Is Gold Saving and Is It Good?

Gold saving is a wealth-building tool that is not a magic cure-all, but a powerful, accessible, and safe method for most people.

No need to wait until you save a large lump sum and risk missing out on price opportunities. Start small, maintain discipline, and let consistency lead you—this will surely guide you toward wealth.

Choosing a platform depends on whether you prioritize flexibility, security, convenience, or automation. The good news is—there are options for all preferences, tailored to your lifestyle and goals.