Beginner's Guide to Stock Trading: How to Choose the Top 10 Investment Apps in Taiwan Without Falling into Pitfalls

As the global economy experiences increased volatility, more and more Taiwanese people are paying attention to asset allocation. According to Schroders Investment Trust survey, Taiwanese individuals’ financial asset investments account for the highest proportion of disposable income worldwide, highlighting the importance they place on investing and wealth management.

But with that comes a problem—there are simply too many investment apps, and beginners often find themselves overwhelmed by the myriad options. This article will help you sort out the 10 most commonly used investment apps in the Taiwanese market, categorized by function, to help you quickly find the tools that suit you best.

How to Choose an Investment App? Ask Yourself These 7 Questions First

Before diving into each app, take a moment to reflect on your investment needs:

• Does the app’s interface match your habits?
• Can you easily and quickly place orders?
• Are the charts and analysis tools user-friendly?
• Is market information updated timely and comprehensively?
• Do you have your preferred technical indicators available?
• Does it offer demo accounts for beginners to practice?
• What are the trading fees and deposit/withdrawal costs?

Your answers will directly influence which app you choose.

US Stock Trading Apps: Access Global Markets with One Click

Whether you invest directly in US stocks or not, you should closely follow US market trends. As the world’s largest financial market, US stock fluctuations often have ripple effects globally. The following three apps support real-time US stock trading.

1. Contract for Difference (CFD) Trading Platform

An international broker focusing on CFDs across global assets, including US stocks, forex, indices, commodities, and cryptocurrencies. Its core advantages include:

Product Features:

• Zero-commission trading, two-way trading mechanism
• Flexible product specifications, with a minimum of 0.01 mini lots
• Adjustable leverage, from 1x up to 200x
• Support Traditional Chinese interface, deposits and withdrawals in TWD and USDT
• Convenient credit card recharge options

Suitable for: Short-term traders, hedgers, active day traders. Minimum deposit of $50 USD to open an account, relatively low trading threshold.

2. Social Copy Trading Broker

Established in 2007, this veteran broker combines financial investment with copy trading. The platform offers trading channels for over 1,000 financial products.

Core Features:

• “Copy Trading” mechanism, allowing one-click copying of top investors’ operations
• No need to bind to specific financial institutions; deposits via PayPal or credit card
• Minimum deposit of $50 USD, friendly to beginners
• Intuitive interface, comprehensive product range

Note: Inactive accounts over a long period may incur fees; over-reliance on copy trading could weaken personal judgment.

3. US Discount Broker

A US-based online broker specializing in discount brokerage services, certified by FINRA and SIPC. Awarded as America’s Best Online Broker of the Year.

Main Highlights:

• Zero commissions on stocks, ETFs, fixed income products, and options
• Innovative online protection mechanisms to secure accounts
• Support for Traditional Chinese, friendly to Taiwanese investors
• No minimum deposit requirement

Risk Warning: Higher withdrawal fees, occasional data delays, limited to US stock market products.

Taiwan Stock Trading Apps: The Best Choice for Local Market

Taiwan’s stock market remains the top choice for most local investors. The following three apps each have their own strengths.

1. E.SUN Group’s Taiwan Stock App

A comprehensive platform developed by E.SUN Securities in partnership with a Fintech company. The core team represented Taiwan in the world’s largest Fintech competition, reaching the top ten.

Advantages:

• Fully online account opening, no need to visit branches
• User-friendly interface with clear layout
• Professional and complete information display
• Can open accounts directly linked to E.SUN Bank

Ideal for: E.SUN Bank account holders and new Taiwan stock investors.

2. Established Full-Service Securities Firm

Formerly a well-known securities group, this broker is one of the earliest to obtain government bond trading qualifications. Offers multiple apps supporting Taiwan stocks, ETFs, options, US stocks, and overseas equities.

Main Features:

• Established strength, large platform scale, diverse trading products
• Friendly software design, simple and easy to use
• Rich and complete app functions to meet various investor needs
• Especially suitable for busy traders who can’t monitor the market constantly

3. Yuanta Bank’s Investment App

Provides comprehensive quotes and trading functions for securities, warrants, futures, and other financial products.

Key Selling Points:

• Intelligent stock selection features, including Bull/Bear and K-line filters
• Extensive investment information, including stock data, industry reports, and investment programs
• Simple, user-friendly interface suitable for placing orders

Suitable for: Taiwan stock beginners who need to monitor the market all day.

Fund Investment Apps: Professional Management, Worry-Free

Fund investing is gradually becoming mainstream, and many start their investment journey through funds.

Taiwan’s Largest Private Fund Trading Platform

The largest private fund company in Taiwan, offering comprehensive services from fund selection and investment consulting to trading channels.

Main Advantages:

• Wide range of fund products, covering all investor needs
• Competitive transaction fees, relatively low costs
• Robust product screening tools to help investors make quick decisions

Market Information and Analysis Apps: Boost Decision-Making Efficiency

Some investors want a platform that consolidates stock news, market info, and technical analysis. The following apps are designed for that purpose.

1. Well-Known Stock Selection Strategy App in Taiwan

This app systematizes the well-known “Red-Green Light” stock picking method, helping investors find quality stocks at reasonable prices.

Core Features:

• Red-Green Light stock selection system, easy to judge buy/sell signals
• Uses six advanced technical indicators for in-depth analysis of listed companies
• Real-time financial statement updates, rich and detailed data

2. Leading Financial Information Provider in Taiwan

As Taiwan’s largest mobile stock market app provider, its services cover financial services, app development, cloud services, and more. Among 47 brokerages, 91% of market viewing apps are developed and maintained by it.

Platform Strengths:

• Very rich and detailed stock information
• Strong technical capabilities, connecting almost all brokerage systems
• Professionalism and reliability assured

3. Top Three Global Financial Data Platforms

A globally renowned financial information provider offering real-time data on global stock markets, forex, futures, funds, bonds, and other financial products.

Service Highlights:

• Dynamic charts and comprehensive economic calendars
• Wide coverage, especially suitable for international market investors
• Mature, well-designed interface with timely updates

Ideal for: Beginners and seasoned investors with diverse assets and their own investment logic.

Financial Management and Budgeting Apps: Make Your Finances Clear

After starting to invest, how do you effectively manage your funds? Traditional budgeting apps are fragmented; an integrated financial management app can give you a clearer overview.

Taiwan’s Veteran Financial and Budgeting Software

Years of iteration have made this software quite mature. Early versions were criticized for their interface, but the latest version has greatly improved.

Main Features:

• Automated invoice bookkeeping, quick upload via EasyCard and iPASS
• Integrated financial info, automatically generating income and expense analysis
• Clean, user-friendly interface, beginner-friendly

The Complete Guide to Choosing an Investment App

There’s no absolute “best” investment app—only the one that’s most suitable for you. Here are some practical tips:

If you invest in US stocks: Choose a platform that offers US stock trading, supports Traditional Chinese, and has convenient deposit/withdrawal options.

If your main focus is Taiwan stocks: Prioritize local brokers, and consider their trading fees, app stability, and customer support.

If you’re still learning: Opt for apps with demo accounts, so you can practice without risking real money.

If you invest in multiple asset classes: Consider information apps with strong compatibility and data aggregation features as supplementary tools.

If you have limited time: Choose a simple interface, smooth order execution, and apps that don’t require constant monitoring.

Summary: No Perfect App, Only the Most Suitable One

Taiwanese investors now have the advantage of many options. From US stocks to Taiwan stocks, from stocks to funds, from real-time trading to information analysis, each niche has professional tools.

The key is to select based on your investment direction, trading frequency, and risk appetite. A good investment app should enable you to:

• Place trades quickly
• Easily access market information
• Manage risks effectively
• Continuously improve your investing skills

Whether you’re preparing to enter the US market, focusing on Taiwan stocks, or starting with funds, these 10 apps can provide professional support in their respective fields. The most important step is to take the first move and keep learning and refining your choices through practice.