As the popularity of arbitrage trading in the crypto market continues to grow into 2026, many investors hold solid financial portfolios but see their returns shrink due to improper fund management. The core issues are twofold: small-scale investors find the process cumbersome and the returns modest, while large-scale investors worry about excessive risk exposure.

In fact, the key to breaking the deadlock lies in one word—"individualized." Instead of rigidly applying a one-size-fits-all solution, it’s better to choose an arbitrage strategy tailored to your fund size and risk appetite. Today, we’ll break down three tiers (below 1000 USD1, 1000-5000 USD1, above 5000 USD1), each with practical details and optimization tools, so investors with different capital sizes can find their optimal path.

**Why can this arbitrage model work? The core is simple.** Lista DAO’s USD1 lending cost is only 1% annualized (with subsidies until June 2026), while a leading exchange’s USD1 financial product can reach an annualized return of 20%-22%. The difference of 19 percentage points is the profit engine of the entire arbitrage. Moreover, USD1, as a stablecoin pegged to the US dollar, naturally avoids the price volatility typical of the crypto market—you don’t need to watch candlestick charts all day; just good fund planning and process management are enough to enjoy relatively stable returns.

Compared to traditional futures hedging or cross-chain arbitrage, this approach’s uniqueness lies in its "low threshold and high flexibility." From students trying it out to seasoned players operating in bulk, there are suitable solutions for all. Let’s look at each tier.

**Tier 1: Below 1000 USD1 (Ideal for beginners testing the waters).** This level is suitable for newcomers to familiarize themselves with the entire process at a low cost. The key is not to focus on single-transaction gains but to understand the logic and develop operational skills. Use a simplified workflow to make risk management and fund flow easier to control.

More details will follow.