#稳定币发展与应用 Wait, can stablecoins still be used directly for payments? 🤔 I just saw that Korea's BC Card has launched a pilot project, and I was a bit confused—foreign users can convert stablecoins from overseas wallets into digital prepaid cards and then spend directly at local merchants. What kind of operation is this?

I used to think stablecoins were only for trading, arbitrage, and hedging risks, but I didn't expect they could really be used like regular money to buy things! Moreover, BC Card is one of Korea's largest payment companies, handling over 20% of bank card transactions and covering more than 3.4 million merchants... This partnership seems quite significant.

Does this mean that on-chain assets are getting closer to real-world applications? It feels like stablecoins are no longer just virtual assets but have the potential to become practical tools for cross-border payments. However, I still can't quite understand how this pilot will be expanded afterward. Are there any risks I haven't considered? Can any experts explain the difficulties in implementing stablecoin payments in real-world scenarios? 🙏