Holding BTCB, ETH, or BNB but only waiting for appreciation? Actually, you might be overlooking the most solid and certain arbitrage mechanism currently on the BNB Chain. Today, let's break down this practical strategy known as the "USD1 Wealth Management Best Strategy" and see what wealth logic is hidden behind ListaDAO.

**Capture the Interest Rate Spread Between 1% and 20%**

In simple terms, this core strategy is to exploit the "interest rate difference" between DeFi lending platforms and wealth management platforms. How exactly does it work?

First, use your blue-chip assets (like BTCB) as collateral to borrow decentralized stablecoin USD1 on the ListaDAO official website. The current annualized interest rate for borrowing is about 1%—which is almost unheard of in the entire DeFi ecosystem, essentially free funding.

Then, transfer the borrowed USD1 to a leading exchange's wealth management product. The expected annual yield for USD1 deposits can usually reach around 20%.

So, what does this calculation look like? 20% - 1% = a pure annualized interest spread of 19%. No need to sell your assets or change your holdings—you can lock in an additional stable cash flow. This is true "passive income."