The market is consolidating here, with BTC and ETH in hand just lying around, making it hard to watch. Instead of waiting for the price to take off, why not try to activate your assets through DeFi products like Lista DAO? Low-interest borrowing combined with financial management operations can turn idle crypto assets into cash flow. This is the real way to increase value.

Many people have misconceptions about collateralization, thinking that once assets are collateralized, they are locked in. But in the logic of Lista DAO, it's completely the opposite—collateralize your hard assets like BTC and ETH, and you can borrow USD1 stablecoins at an ultra-low annual interest rate of only 1%. This rate is so low it’s almost negligible. More importantly, you still own the collateralized assets; if the coin price rises, the appreciation belongs entirely to you, effectively creating additional disposable funds out of thin air.

So, what do you do with the borrowed USD1? Transfer it directly to a top-tier exchange, find a stable USD1 financial product, and earn an annualized return of 18%-20%. Let’s do the math: borrowing USD1,000,000 costs only $1,000 in interest per year, but the investment can earn $18,000 to $20,000, netting a profit of $17,000 to $19,000. This interest margin is practically free money.

Experienced players will further upgrade their strategies. If you already hold interest-bearing stablecoins, you can do this: use the interest-bearing stablecoins as collateral to borrow USD1, and the interest from your original assets still accrues. Then, lend out the borrowed USD1 to earn returns, effectively generating three streams of income from the same assets, with an overall annualized rate easily exceeding 25%. In a bear market environment, this level of return is enough to outperform most high-risk investments.