In the crypto ledger, every asset should have its own story of profit.

Many people in the crypto world become background characters—mechanically stacking BTC, ETH, or BNB, then putting them into cold wallets to gather dust. Like an old accountant in a relay station, guarding a gold mountain but unable to calculate compound interest. The real issue isn’t the assets themselves, but the lack of a way to activate them.

Today, we’re talking about how to awaken dormant assets through the stablecoin USD1.

**Seize the nearly 20% profit margin**

Financial management ultimately boils down to playing the liquidity spread. There’s a nearly risk-free closed loop worth exploring:

First is low-cost borrowing. Use your BTC or BNB as collateral to borrow USD1 stablecoins from a decentralized platform. The key is that the borrowing cost is only about 1% annualized—in the DeFi world, this is almost the cheapest "leverage ammunition."

Next is high-yield allocation. Invest the borrowed USD1 into the wealth management channels of top-tier exchanges. Currently, USD1’s wealth management yield can reach around 20%.

Calculate the numbers: 20% deposit yield - 1% borrowing interest = nearly 19% pure profit margin.

**Here’s the key point**

Your core assets (BTC or BNB) remain in your hands. Whether they appreciate or not, you avoid the risks associated with that. Meanwhile, you earn nearly 20% interest spread for free. The assets stay put, but your money grows by a circle.

This is the logic behind DeFi liquidity mining—using the lowest cost to leverage the greatest profit potential.