Market fluctuations are frequent, and idle assets are just sitting there. Have you considered using collateralized loans to activate your assets? Low-interest lending protocols like Lista DAO have recently become a new choice for many.

The core logic is actually quite simple—pledge mainstream cryptocurrencies like BTC and ETH, borrow USD1 stablecoins at an ultra-low interest rate of 1%, then move to stablecoin financial products on leading platforms that can offer annualized returns starting from 18%. How exaggerated is this interest spread? Using 1% cost to earn 18% returns, it's basically an arbitrage machine.

What's even more interesting is that the BTC or ETH you collateralize still remains in your own account. If the token price rises later, the price difference is still yours. It's like generating two income streams from the same asset—earning from the lending spread and from the appreciation of the tokens.

What if you already hold interest-bearing stablecoins? Here's a more aggressive approach: directly use interest-bearing stablecoins as collateral, borrow USD1 for investment. Keep the original asset's interest income, and the USD1 investment becomes a new income stream. One principal, three revenue channels, with annualized returns directly reaching 25%+. Of course, such high-yield strategies require you to assess your risk tolerance.

Why is LISTA and similar tokens worth paying attention to? The sustainability of the ecosystem is evident—the transaction fees generated from lending are 30% used for buyback and token burn, continuously reducing circulation, and increasing scarcity. The growth of the entire protocol and the token's value support each other, forming a certain linkage.

In a bear market, operations that resist decline, and in a bull market, those that can take off—this set of strategies indeed offers many users new possibilities.