2026年行情诡异得很，大起大落成了常态。那些一成不变的老套路现在根本吃不开——利率在变、币价在变、整个市场节奏都乱了套。要赚稳定收益，关键是得懂得"看菜下饭"，根据不同的市场脾气来调整自己的打法。

**How to Play a Bull Market: Sprint for Returns**
BNB tends to run the fastest during good market conditions, so you can focus on allocating more here, for example, a 70% slisBNB and 30% wBETH mix. On one hand, earn staking rewards; on the other, benefit from asset appreciation. Keep the collateralization ratio around 190%, and after borrowing USD1, invest in high-yield activities, which can yield an annualized return of 22%~25%. The returns are indeed good.

**How to Survive a Bear Market: Protect Principal**
BTC and ETH, the two veteran assets, tend to be relatively resistant to declines. Adjust the ratio to 60% wBETH and 40% BTCB. Raise the collateralization ratio to 200% to leave a larger safety buffer. Don't tinker with the borrowed funds; just deposit them into a top-tier exchange's flexible financial products earning 18%~20% interest. This way, you can withdraw at any time and avoid being caught by sudden crashes.

**What to Do During Sideways Markets: Balance and Diversify**
When the market is stagnant, go for a 50:50 split—50% slisBNB and 50% wBETH. This way, you won't regret missing out on gains nor get overwhelmed by deep dips. Lock in returns between 15%~25%, balancing risk and reward, suitable for those with some trading experience.