2026-01-10 08:20:34

The nightmare of instant liquidation in a debt position is a real scene in DeFi. When the spot price experiences a needle-like flash crash, once the oracle reports this "death price," your position will be immediately liquidated—even if the price rebounds in the next second, the assets have already been auctioned off. This kind of "mis-kill" situation tests every borrowing user's risk awareness.

Although ListaDAO has deployed multiple oracle verification systems to filter out anomalies, it doesn't mean it's completely safe. Under extreme market shocks (such as catastrophic events like 519 or 312), on-chain network congestion often causes price feed delays, and the gap between DEX prices and CEX prices can widen infinitely. If your LTV is set a bit greedily—for example, up to 85%—a routine oracle update could become your "death notice."

My operational bottom line is clear: risk control standards do not look at the closing price, only at the "needle-in" price. The specific approach is to review the maximum single-day amplitude data of the asset over the past year, then reserve 1.5 times this amplitude as a safety cushion in the LTV calculation. For example, BNB's historical maximum single-day flash crash was about 20%, so I must leave a 30% safety margin on the lending platform. Numbers don't lie; only this way can I survive when the oracle "goes haywire."

BNB4,2%

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InscriptionGriller

· 14h ago

85% LTV, which means betting that the oracle won't act up; if you lose, you'll be liquidated. This guy's 30% insurance cushion idea is quite honest, but when it comes to a disaster like the 312 market, historical data is just a joke.

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DegenWhisperer

· 14h ago

85% LTV? Bro, are you trying to experience the thrill of liquidation... I always keep a 30% buffer, so my sleep quality stays good.

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ApeWithNoChain

· 16h ago

85% LTV is really asking for trouble. I've seen too many people get liquidated instantly after being hit with a price spike, and they all say it's just bad luck... In reality, it's just greed.

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CompoundPersonality

· 01-12 04:57

85% LTV is really playing with fire. I stopped doing that a long time ago. The logic behind the staking price is indeed clear-headed; I need to read this article several more times.

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rekt_but_resilient

· 01-10 08:50

85% LTV is really playing with fire. I've seen too many people get liquidated like this, and a rebound in the next second won't save them. I need to learn this idea of setting trigger prices; it seems you can't just focus on the closing price. Multiple oracles are useless; in extreme market conditions, they are just decorations. Delay is death. A 30% safety cushion sounds conservative, but staying alive is more important than making quick money. That wave at 312 was truly a nightmare. Oracle feed prices can send people straight to liquidation hell, reactions are just too slow. It feels like DeFi lending is gambling with oracles—just one delay and everything's gone.

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GasFeeAssassin

· 01-10 08:50

85% LTV? Bro, are you trying to experience the thrill of liquidation? A 30% safety cushion is indeed a brilliant idea. The insertion price is the real killer. While CEX is still rising, the chain has already sentenced you to death. Historical data may repeat itself, but your assets will not.

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TradingNightmare

· 01-10 08:44

85% LTV is really asking for death. I've seen too many people get liquidated like this. Wake up, everyone.

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SignatureLiquidator

· 01-10 08:43

85% LTV is really playing with fire. I need to remember this guy's 1.5x amplitude insurance cushion approach.

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0xInsomnia

· 01-10 08:40

85% LTV? Bro, are you playing Russian roulette... That needle stab is really ruthless. A few seconds of oracle delay can wipe you out completely. I now calculate the safety margin based on 1.5 times the historical extreme volatility. For coins like BNB, I leave a 30% buffer. Better to be cautious in advance than to regret later.

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GweiWatcher

· 01-10 08:37

Raising the LTV to 85% is indeed playing with fire. I've seen quite a few people get wiped out just like that, and they couldn't react in time. I need to memorize that 1.5x staking adjustment algorithm; it sounds much more reliable.

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