Middle age is the time to prioritize your savings ability; you need to learn how to invest.

Those who do not prepare for tomorrow

Will have no future.

Yang Lan said,

A happy life does not fall from the sky,

We must learn to invest and save

In order to have the capital to sustain the future.

When a person reaches middle age,

They bear heavy responsibilities.

Your savings

Are your confidence to withstand storms,

And your strength to turn the tide against headwinds.

A person’s top-level vision

Begins with mastering these five savings abilities.

01

Save Money

“People are panicked,

Just to chase after a few coins,

Yet these few coins

Can resolve countless worries in the world.”

An adult’s breakdown

Starts with lack of money.

Getting sick,

Makes you painfully aware of helplessness; an accident,

Makes you feel the emptiness in your wallet.

Hu Shi served as a professor at Peking University for many years,

His monthly salary plus royalties

Was quite substantial.

However, Hu Shi was extravagant in spending,

Loved to play cards,

His clothes were all custom-made abroad,

He was very generous in times of need,

And had no savings for a long time.

People around him advised him,

But he dismissed their words.

In his later years living in the U.S.,

He suddenly suffered a heart attack,

And couldn’t even pay for medical expenses,

Having to humbly borrow money everywhere.

Oscar Wilde said: “When I was young,

I thought money was the most important thing in the world,

Now that I am old,

I realize it indeed is.”

Money,

Not only is it dignity,

But also a protective umbrella when accidents happen.

Only when you are financially self-sufficient

Can you be truly autonomous in life.

Starting now,

Plan reasonably,

Avoid overspending,

Practice moderation,

Every penny you save

Will be your confidence to face life.

02

Save Your Health

There is something in this world

That you can get without spending a penny,

But once lost, it’s hard to buy back with a fortune.

When you have it,

You don’t feel like you possess everything,

But when it’s gone,

You realize you have lost everything.

This is health.

Bacon said: A person can do many foolish things in life,

But the most foolish one

Is to ignore health.

Famous self-media writer Li Xiaoyi

Once believed that happiness is “having”: having money,

Having a car,

Having a house,

Having a career.

So she risked her health,

Rushing forward recklessly.

As a result, at age 40,

She suddenly fell ill from overwork,

And finally realized,

Happiness is “having nothing”: worry-free,

Carefree,

Healthy,

Without disaster.

Health is 1,

Wealth,

Status,

Fame, and fortune are all zeros after it,

Once health is lost,

No matter how much you have,

It’s all in vain.

The biggest mistake in life

Is to exchange health for external possessions.

When you reach middle age,

As the pillar of your family,

Only with good health

Can you give your children a secure future,

Your loved ones a warm dependence,

Your elders careful care,

And yourself a peaceful tomorrow.

As Bai Yansong said:

Health is a person’s greatest wealth,

Saving health is the most cost-effective,

And wisest investment.

Life is not easy,

Maintain a full spirit,

Only then can you withstand the hardships of the world.

Life is long,

Having a healthy body

Is the only way to continue the story.

03

Save Your Skills

What is true stability?

True stability is not having a meal at one company,

But having a meal wherever you go.

In life,

Too many people think

That when they reach middle age,

The big picture is set,

And they start to lie flat.

Little do they know,

That the times are unpredictable,

The moment you stop learning is the beginning of being eliminated.

Keep learning,

Until the casket closes.

Yang Jiang started self-studying Spanish in her 40s,

Chomping on each word to translate “Don Quixote.”

Feng Tang, in his 30s,

Crossover from medicine to finance and writing,

Becoming a versatile master in multiple fields.

Economist Yu Guangyuan began learning to use a computer at age 86,

Built his own website,

Published hundreds of works.

Reaching middle age,

Is never the end,

But a new beginning; age is never a limit,

Growth has no bounds.

Only by constantly updating and evolving yourself

Can you maintain absolute competitiveness in your industry,

And see broader horizons.

Especially in today’s unstable pandemic situation

And cooling markets,

A little more effort,

Gives you more chips; a new skill,

Provides another option.

Every counterattack in life

Is the cumulative effect of knowledge.

Starting now,

Step out of your comfort zone,

Empower yourself,

And lay the foundation for the future.

04

Save Your Emotions

At a certain point,

You will realize

That family is the final harbor.

When young,

You may think success is being able to command the wind and rain outside,

But as you grow older,

You find that the greatest success

Is to have a good family.

Recently,

An elderly scavenger, ragged and covered in dirt,

Appeared on the show “Let Love Return Home”,

When he revealed his identity,

Everyone was shocked,

He was actually the chairman of Shenglongfa Company in Hong Kong.

Once worth billions,

He spent his days indulging in extravagance,

His children grew up,

His wife fell ill,

He was indifferent,

Even found a “soulmate.”

After business failure,

All the so-called friends who used to surround him

Disappeared,

And he became homeless.

Finally,

The show contacted his family,

But his wife and children refused to see him,

Leaving people feeling sad.

Cai Kangyong said,

Feelings are like accounts,

If you don’t deposit regularly,

You’ll be short of funds at critical moments.

There is no such thing as meaningless indifference in this world,

It’s just disappointment after repeated heartbreak.

Only through daily warmth and care

Can there be mutual support in times of need.

Friends at the dinner table may open their hearts,

But in the end, only your spouse will stay by your side,

Never abandoning you;

No matter how lively the outside dinner parties are,

The ones standing behind you when trouble comes

Are your family.

Treat your family well,

Is to treat your own later life well.

05

Save Your Kindness

Emerson said: One of the most beautiful compensations in life

Is that after sincerely helping others,

You also help yourself.

When you reach middle age,

Life may be rough enough to numb you,

Or the reality may be cold enough to chill your heart,

But don’t let your heart grow cold.

This world

Always secretly rewards kind people.

The short film “We’ve all been there” tells such a story.

An elderly woman’s car breaks down on the roadside,

Cars pass by one after another,

But none stop,

Until a middle-aged man takes the initiative to stop,

Helps the elderly woman fix her car.

The elderly woman is extremely grateful,

Takes out some money to repay him,

But this poor man refuses, saying: “We all have times like this.”

Later, the elderly woman goes to a restaurant,

Sees a pregnant woman rushing back and forth,

And gives her the money,

Leaving the same words: “We all have times like this.”

That night, the pregnant woman happily tells her partner about this lucky encounter,

And suddenly realizes,

The kind person is the lady the man helped in the morning.

See how magical it is,

The sugar you give out

Will eventually come back to you.

Life is an echo,

All the blessings in this world

Are the kindness you have accumulated.

Thoreau once said: Kindness

Is the only invincible investment.

Every seed of kindness you inadvertently sow

Will one day grow into a big tree that shades you.

Saving kindness

Is saving good luck.

▽

Carnegie said: Those who do not prepare for tomorrow

Will never have a future.

Life is like a piggy bank,

Every coin you put in

Will become a surprise egg you receive at some moment.